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Cardstream partners with Kount for fraud prevention – The Paypers

US-based Cardstream has announced that it is partnering with Kount to deliver AI-driven integrated fraud protection solutions to its OpenPayment Network.

Kount offers different fraud prevention solutions, including the Partner Central Solution, which is a platform designed to protect payment service providers and their merchants. Kounts AI-Driven Fraud Protection model utilises two types of advanced Machine Learning (ML) AI to detect fraudulent patterns successfully. Based on its own data analysis learning, Kounts two types of ML Models are:

Supervised Machine-Learning Model using predetermined data such as a digital fraud profile that the model can quickly look at to identify incoming the fraudulent data;

Unsupervised Machine-Learning Model this a system that relies solely on making its own interpretations from the data by detecting patterns and anomalies.

Kounts Omniscore scoring feature, a transaction safety rating, combines analytical elements of both supervised and unsupervised machine learning into one score. Using its universal data network comprising billions of historical and current transactions, Kount has created machine learning algorithms that any digital financial business can use.

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Cardstream partners with Kount for fraud prevention - The Paypers

Unequal Justice: The Supreme Court’s New Right Turn – Progressive.org

Dont be fooled by the Supreme Courts rejection of former President Donald Trumps baseless challenges to the results of the 2020 election. The high tribunal is no friend of liberals and progressives.

Of all the fevered dreams of the American right, nothing approaches the desire to overturn Roe v. Wade and revoke the constitutional right to abortion.

With the addition of three Trump appointeesNeil Gorsuch, Brett Kavanaugh, and Amy Coney Barrettconservatives now hold a solid 6-3 majority on the nations most powerful judicial body. No longer constrained by the need for compromise and caution, they are poised to drive U.S. law dramatically to the right.

By the time the court concludes its current term at the end of June, it will hand down decisions that could gut Obamacare, undermine the Voting Rights Act, elevate religious liberty interests above other Constitutional rights, and deal organized labor another major setback.

And the potential damage wont stop there. Next term, which begins in October, the court will pass judgment not only on Mississippis draconian abortion law, but also on a new and far-reaching Second Amendment appeal from New York.

Heres a closer look at the key cases.

Health care:

All eyes are onCalifornia v. Texas, the latest assault on the Affordable Care Act (ACA).

As originally enacted, the individual mandate in the ACA required most people to obtain health insurance or pay a monetary penalty. In 2012, the Supreme Courtupheldthe mandate as a proper exercise of Congresss power to levy taxes.

In 2017, however, Congress got rid of the penalty as part of the Trump Administrations outrageously pro-corporate tax reform legislation. Although Congress did not explicitly repeal the mandate and left the rest of the ACA intact (remember John McCains famous thumbs-down vote on the Senate floor?), a coalition of largely GOP-controlled states led by Texas filed a federal lawsuit to declare both the mandate and the entire ACA unconstitutional. District Court Judge Reed OConnor, a George W. Bush appointee and a Federalist Society member who may just be the most reactionary jurist in the country, agreed, and issued a sweeping ruling that, if upheld, would overturn the entire ACA.

Urged by California and a group of largely Democratic-led states, the Supreme Court opted to review the case, and conducted oral arguments in November. If the court affirms Reeds decision and strikes down the entire ACA, it will commit an act of judicial barbarism. Should the court topple the mandate but preserve the rest of the act, the result would be less egregious, but would likely fuel additional challenges to other sections of the ACA.

Such a challenge is currently underway in another lawsuit pending before Judge OConnor that aims to invalidate the acts requirement that birth control, cancer screenings and other forms of preventive care be covered by all health insurance policies.

Voting rights:

Voting rights are another area that have come under threat by SCOTUSs new conservative majority, most recently with a pair of cases from Arizona, Arizona Republican Party v. Democratic National Committee and Brnovich v. Democratic National Committee.

In its 2013 decision in Shelby County v. Holder, the Supreme Court declared the pre-clearance requirements of the Voting Rights Act of 1965 (VRA) unconstitutional. The preclearance process, as set forth in sections 4 and 5 of the VRA, was a bulwark against voter suppression, compelling states and local governments with a history of voting discrimination to obtain advance approval from the Department of Justice or a panel of federal judges before instituting changes in election procedures.

Preclearance placed the burden of proof and the costs of initiating litigation on the proponents of voter suppression. Shelby County flipped the burden, forcing defenders of voting rights to file and fund expensive lawsuits against suppression measures under section 2 of the VRA.

The court is now reexamining section 2 in the Arizona cases. Depending on the scope of its ruling, the court could deal another crippling blow to voting rights amid a massive upsurge of voter suppression bills introduced in states across the country in the aftermath of the 2020 elections. Oral arguments were heard in March.

Religious liberty:

Far-right Christian views of abortion, health care, and sexuality are also getting renewed attention in SCOTUS, as in the case of Fulton v. City of Philadelphia.

Since its 2014 ruling in Burwell v. Hobby Lobby Stores, the Supreme Courts conservatives have been on a mission to uphold the religious liberty interests of privately held corporations that exclude birth control coverage from employee health-insurance benefits, religious schools that receive public funding for infrastructure improvements, bakers who refuse to decorate wedding cakes for gay customers, and, more recently, churches that object to COVID-19 lockdown regulations.

In Fulton, Catholic Social Services (CSS), a faith-based foster-care agency that refuses to place children with LGBTQ+ parents, is trying to extend the religious-liberty winning streak. CSS argues it should be exempt from Philadelphias nondiscrimination policies governing foster-care and adoption placements. If the recent past is any prologue, dont bet against CSS. Oral arguments took place in November.

Labor:

Labor rights and the ability of workers to organize, too, seem ready to take a hit in Cedar Point Nursery v. Hassid.

The Supreme Court under the leadership of Chief Justice John Roberts has never been kind to organized labor. In 2018, the court held in Janus v. AFSCME that the collection of fair-share fees from nonconsenting public employees to finance collective bargaining violated the First Amendment.

In Cedar Point Nursery, the court has been asked to scuttle a 1975 California law championed by Cesar Chavez that allows organizers temporary access to farms and fields to encourage workers to join unions. A group of growers contends the law allows for acts of trespass in violation of their property rights under the Fifth Amendment. Oral arguments were heard in March.

Gun ownership:

In its landmark 2008 opinion in District of Columbia v. Heller, the Supreme Court held for the first time that the Second Amendment protects an individual right to gun ownership.

Heller dealt specifically with the right to keep guns in the home. Since then, gun rights organizations like the NRA have worked to bring another test case to the Supreme Court to extend the right to bear arms beyond the home.

They may have found their vehicle in New York State Pistol Association v. Corlett, which challenges a New York law that places strict limits on the issuance of concealed weapons permits. If the lawsuit succeeds, there will be even more lethal weapons in our communities. The case has been placed on the docket for the courts next term, which commences in October.

Reproductive rights:

Of all the fevered dreams of the American right, nothing approaches the desire to overturn Roe v. Wade and revoke the constitutional right to abortion. The case of Dobbs v. Jackson Womens Health Organization may make the rights dream a reality.

At issue is a 2018 Mississippi law that bans almost all abortions after fifteen weeks, roughly two months earlier than the standard for fetal viability set by Roe. Like Corlett, Dobbs has been placed on next terms calendar. It promises to be a blockbuster.

Predicting the precise outcome of Supreme Court cases is often difficult. Its always possible that the Justices who comprise the courts conservative majority will take a scalpel rather than an axe to their deliberations in the pivotal cases before them. But one thing is certain: The power is now in their hands.

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Unequal Justice: The Supreme Court's New Right Turn - Progressive.org

Barack Obama says UFO sightings appear real

Former President Barack Obama has laughed off rumors that the US government has a secret stash of aliens and their spacecraft while conceding that there really are UFO sightings that the government cant explain.

When it comes to aliens, there are some things I just cant tell you on air, the 44th commander-in-chief teased James Corden in a video chat on The Late Late Show aired early Tuesday.

Look, the truth is that when I came into office, I asked, Obama told the British comedian with a laugh.

I was like, All right, is there the lab somewhere where were keeping the alien specimens and spaceships?

They did a little bit of research and the answer was, No,' he deadpanned to laughter.

But what is true and Im actually being serious here is that theres footage and records of objects in the skies that we dont know exactly what they are, he said of growing reports of unidentified flying objects.

We cant explain how they moved, their trajectory they did not have an easily explainable pattern, he said of growing reports of sights, many recorded by the Navy.

So I think that people still take seriously trying to investigate and figure out what that is. But I have nothing to report to you today, he said, without elaborating on his own views on what the mysterious objects likely were.

Obama then joked that the shows bandleader, Reggie Watts who had first asked him about them aliens might secretly be an alien.

When he asks all these questions, hes deflecting, he joked, asking, Do we know what he looks like behind those glasses?

The former president also said life was pretty darn good now he has less stress, less burden of not being blamed for every single story in the news.

I get a lot more time with Michelle, he said of his wife, saying they also had the blessing of spending lockdown with their college-age daughters.

Michelle thinks Im a little cuter now, a little sexier, he said with a smile.

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Barack Obama says UFO sightings appear real

House Republican votes for U.S. Capitol riot plan a blow to Kevin McCarthy – Reuters

A week after House Republican leader Kevin McCarthy gambled he could unify his caucus by ousting a prominent critic of former President Donald Trump, a new Trump-inspired rift has raised questions about his leadership.

Thirty-five Republican representatives in the U.S. House of Representatives - or one out of every six - joined the 219 majority Democrats in voting to create a bipartisan commission to investigate the Jan. 6 U.S. Capitol riot, when hundreds of Trump supporters stormed the building, fighting with police and leaving five people dead.

That was more than three times as many Republicans as voted in January to hold Trump's second impeachment trial, on a charge of inciting insurrection.

The vote followed a series of gyrations in which McCarthy gave Representative John Katko the go-ahead to negotiate the bipartisan deal, then rejected it after it became public and tried to persuade his fellow Republicans to vote against it.

The vote would appear to weaken McCarthy, a California lawmaker who hopes to become speaker of the 435-member House if his party can assemble a majority with just five more seats in the November 2022 congressional election.

Loyal to Trump, McCarthy, 56, with 14 years in Washington, last week led his party in ousting Representative Liz Cheney from a House leadership role for denouncing Trump's false claim his election defeat was the result of fraud.

"Representative McCarthy may have put his own ambition above loyalty to our Constitution," said party strategist Kevin Kellems. "It eventually will harm him and his followers."

McCarthy himself denied any loss to his leadership. When asked where the Cheney ouster and commission vote left him, he said: "Just stronger."

He told reporters that he had expected a larger number of Republicans to break ranks.

Several Republicans who spoke on condition of anonymity said they had not expected a commission deal that would reach the House floor.

Some lamented that the deal between Katko and Homeland Security Committee Chairman Bennie Thompson, a Democrat, had not been put to a party conference vote before a final agreement.

"It would have been good for us to have voted on it," Representative Thomas Massie, a staunch conservative, said without mentioning McCarthy.

Republican hopes of blocking the bipartisan commission now rest with McCarthy's Senate counterpart, Mitch McConnell, who has also come out against it. McConnell has the easier job, as that 100-member chamber's rules require 60 votes to advance most legislation, meaning 10 Senate Republicans would have to break with their party to pass it.

U.S. President Donald Trump, flanked by House Majority Leader Kevin McCarthy (R-CA), participates in a roundtable discussion about trade in Duluth, Minnesota, U.S. June 20, 2018. REUTERS/Jonathan Ernst

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Republicans worry the commission would keep public attention on the violence that played out in the Capitol after a fiery speech by Trump filled with falsehoods, and could reveal new details about Trump's handling of the response that might sour voters on Republicans.

EYES ON SPEAKER'S GAVEL

With a Democrat in the White House, history favors Republican chances of breaking Democrats' 219-211 majority in the House in the 2022 midterm election.

McCarthy, who has spent a decade in the upper echelon of House Republican leadership, has been sharply criticized for voting to block Democratic President Joe Biden's election, reversing course after saying Trump bore responsibility for the Capitol attack and visiting the former president at his Florida resort in a move seen as helping to rehabilitate Trump's image in the aftermath of the violence.

He justified the ouster of Cheney, the daughter of former Vice President Dick Cheney, as an effort to forge party unity.

Multiple Republicans defended McCarthy's position.

"Kevin puts the team first. This is a difficult and stressful time. I think he's making the best decisions that anyone could make in a super-charged atmosphere," said Representative Tom Cole.

But Republicans who oppose Trump criticized the action, saying it cemented the former president's hold over the caucus.

They voiced concern that the vote could undermine hopes of capturing the House majority in 2022, if it leads Trump-inspired primary challengers to unseat incumbents in swing districts where many voters dislike the former president.

Republicans who voted for the commission included lawmakers such as Mariannette Miller-Meeks of Iowa, who won a contested election by just six votes, and Don Bacon, whose Nebraska district chose Biden over Trump in November by 52% to 46%.

"What it really boils down to is how President Trump is going to react to Republicans supporting this measure," said Republican strategist Ron Bonjean. "If they don't show Trump that they're against this, there's potentially going to be issues for many Republicans in their primaries."

Trump in a Thursday statement lashed out at what he called "35 wayward Republicans."

Sometimes there are consequences to being ineffective and weak, Trump said. The voters understand!

Our Standards: The Thomson Reuters Trust Principles.

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House Republican votes for U.S. Capitol riot plan a blow to Kevin McCarthy - Reuters

Obama called Trump a ‘corrupt motherf—er,’ a ‘racist …

President Barack Obama with President-elect Donald Trump at the White House on November 10, 2016. JIM WATSON/AFP via Getty Images

Obama turned his congenial nature on its head and slammed Trump behind the scenes, a new book says.

It reportedly says Obama called Trump a "corrupt motherf---er," a "madman," and a "f---ing lunatic."

Obama and Trump have long had a testy relationship.

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After leaving office in 2017, President Barack Obama, known for his affable nature, largely didn't speak out against his successor, President Donald Trump.

But by the time the 2020 presidential campaign came around, the gloves were off.

With Joe Biden in the throes of a campaign to unseat an incumbent president, Obama made several high-profile campaign appearances for his former vice president where he slammed Trump.

He also voiced plenty of R-rated criticism of Trump behind the scenes, according to "Battle for the Soul: Inside the Democrats' Campaigns to Defeat Donald Trump," a new book by Edward-Isaac Dovere, a staff writer at The Atlantic. The Guardian on Wednesday reported on excerpts from the book, set to be released next week.

According to The Guardian, the book says that in conversations with donors and political advisors, Obama called Trump a "corrupt motherf---er," a "madman," a "racist, sexist pig," and a "f---ing lunatic."

The reports about Obama's comments on Trump are likely to elicit a strong reaction from Trump.

Read more: Trump, Pelosi, and other fundraising juggernauts just got put on notice that they could be breaking the law with their spammy fundraising gimmicks

Trump has long had an antagonistic relationship with Obama, from Trump's promotion of the birther conspiracy theory that sought to question the first Black president's citizenship to his repeated efforts to dismantle the Affordable Care Act, Obama's signature domestic-policy legislation.

While Obama and Trump would likely never play golf together, the details of Obama's contempt toward Trump have not been widely reported.

Story continues

Dovere reported that Obama was keener on Trump becoming president than GOP Sen. Ted Cruz of Texas, mostly because he thought Trump wasn't as clever as the Princeton- and Harvard Law-educated Cruz, according to The Guardian.

As Trump's presidency went on, Obama became less charitable toward his successor.

According to The Guardian, Dovere reported that Obama had told "big donors looking to squeeze a reaction out of him in exchange for the big checks they were writing to his foundation" that Trump was "a madman."

"More often: 'I didn't think it would be this bad.' Sometimes: 'I didn't think we'd have a racist, sexist pig,'" Dovere wrote, according to The Guardian.

The Guardian said Dovere described Obama as highly displeased by reports that Trump had been talking with foreign leaders, including Russian President Vladimir Putin, without aides on the calls.

"That corrupt motherf---er," Obama reportedly said.

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Obama called Trump a 'corrupt motherf---er,' a 'racist ...