Mediaboss Marketing

LOS ANGELES, CA / ACCESSWIRE / December 14, 2019 / Compare-autoinsurance.org (http://compare-autoinsurance.org) is a top auto insurance brokerage website, providing car insurance quotes online from trustworthy agencies all over the United States. Drivers can get quotes from multiple agencies and compare prices on a single results webpage.

Drivers should know that auto insurance costs can be lowered. Since some rating factors are under policyholder's control, that means that there are multiple strategies that can be applied. Also, it is recommended to shop online using free quotes provided by http://compare-autoinsurance.org.

The following strategies will help lower the costs:

Get higher deductibles. Deductibles represent the sum of money the client must pay before the insurance policy kicks in. By requesting higher deductibles, the insurance costs will lower substantially. For example, increasing the deductible from $200 to a $1,000 deductible can save 40 percent or more. Before choosing a higher deductible, be sure to have enough money set aside to pay it when making a claim.

Drop unnecessary policies. Consider dropping collision and/or comprehensive coverages on older cars. If the vehicle is worth less than 10 times the premium, purchasing the coverage may not be cost-effective. Auto dealers and banks can tell the worth of cars.

Enroll in a defensive driving course. Insurance companies will provide a discount for those that complete an approved defensive driving course. Also, sometimes a driver can reduce the number of points he or she has on his or her license by taking defensive driving, accident prevention or other courses. Ask the insurance company about this discount.

Ask for a low mileage discount. Some companies offer discounts to motorists who drive a lower than the average number of miles per year. Low mileage discounts can also apply to drivers who carpool to work.

Ask for all available discounts. Clients should ask the company for a list with discounts and then check for how many they qualify for.

Compare-autoinsurance.org an online provider of life, home, health, and auto insurance quotes. This website is unique because it does not simply stick to one kind of insurance provider, but brings the clients the best deals from many different online insurance carriers. In this way, clients have access to offers from multiple carriers all in one place: this website. On this site, customers have access to quotes for insurance plans from various agencies, such as local or nationwide agencies, brand names insurance companies, etc.

For more information, please visit http://compare-autoinsurance.org

"All drivers want to pay less on auto insurance. But in order to get cheaper coverage, they must use certain strategies. Check more tips on our website," said Russell Rabichev, Marketing Director of Internet Marketing Company.

CONTACT:

Company Name: Internet Marketing CompanyPerson for contact Name: Gurgu CPhone Number: (818) 359-3898Email: cgurgu@internetmarketingcompany.biz

Website: http://compare-autoinsurance.org/

SOURCE: Internet Marketing Company

View source version on accesswire.com: https://www.accesswire.com/570281/Online-Car-Insurance-Quotes-Will-Help-Drivers-Save-Money

Originally posted here:
Online Car Insurance Quotes Will Help Drivers Save Money - Yahoo Finance

As some labor advocates worry that the lowest-paid gig workers are being exploited by companies, freelance workers on the other end of the income spectrum are seeing booming demand for their services and even a boost to their earning power.

A list of the highest-paying freelance jobs, created for CNBC.com by the global freelancing platform Upwork, shows dozens of jobs in which freelancers can earn $90,000 per year or more.

"People should look at this list and think a little differently about the freelance economy," says Adam Ozimek, Upwork's chief economist. "There's too much focus on a narrow corner of the freelance economy and lower-skilled workers. This report shows how diverse this segment of the economy is and how much of it is high-skilled work."

Nearly 60 million Americans freelanced in 2019, either full-time or part-time, representing more than a third of the American workforce, according to a separate study by Upwork and Freelancers Union. Skilled services were the most common type of freelance work.

A study by MBO partners found that more than half of full-time independent workers say that they feel more financially secure in their current roles than in traditional jobs. That report found that there are more than 15 million full-time freelancers, with 1 in 5 earning more than $100,000 per year.

In the absence of a severe recession, experts say that 2020 holds plenty of opportunity for those freelance workers with professional skills.

"High-end professionals are going to have a great year next year, whether they're freelance or not" said Steve King, a partner at Emergent Research, a company in Lafayette, California, that studies the independent workforce. "The job market is just so tight, and those skills are really hard to find."

Here's a look at the highest-paying freelance jobs that should be in great demand in 2020, according to Upwork. The annual income is based on a 40-hour workweek, 50 weeks a year.

Sample career: Intellectual property attorney; corporate legal counselHourly rate: $85Potential annual income: $170,000*

Sample career: Contract drafter; litigator; general counselHourly rate: $75Annual rate: $150,000

Sample career: Financial modeling expert; CPA; financial estate-planning attorneyHourly rate: $62.50Annual rate: $125,000

Sample career: Business consultantHourly rate: $60Annual rate: $120,000

Sample career: Solution architect; consultant; developerHourly rate: $60Annual rate: $120,000

Sample career: Network architect; ITHourly rate: $60Annual rate: $120,000

Sample career: Developer; programmer; data visualization analyst; survey and research design consultantHourly rate: $50Annual rate: $100,000

Sample career: Deep learning analytics consultant; predictive analytics consultantHourly rate: $50Annual rate: $100,000

Sample career: Professor of economics; statistical analystHourly rate: $50Annual rate: $100,000

Sample career: Presentation designer and writerHourly rate: $50Annual rate: $100,000

Sample career: Data engineer; systems engineerHourly rate: $50Annual rate: $100,000

Sample career: Graphic designer; internet marketerHourly rate: $50Annual rate: $100,000

Sample career: Marketing expert; developer; senior marketing strategist; consultantHourly rate: $50Annual rate: $100,00

Sample career: Digital marketing consultant; copywriter; B2B marketing specialistHourly rate: $50Annual rate: $100,000

Sample career: Google Adword ExpertHourly rate: $50Annual rate: $100,000

Sample career: Full-stack senior web developer; customer software developerHourly rate: $50Annual rate: $100,000

Sample career: Developer; online marketing and e-commerce solutions expert; e-commerce integration and automation consultingHourly rate: $50Annual rate: $100,000

Sample career: iOS developer; Android Developer; mobile app developerHourly rate: $50Annual rate: $100,000

Sample career: Google Sheets Experts; Apps Scripts expert; Excel automation specialistHourly rate: $49Annual rate: $98,000

Sample career:Industrial design engineer; product developer; global visual merchandising managerHourly rate: $45Annual rate: $90,000

Sample career: Mechanical engineer; structural engineer and designerHourly rate: $45Annual rate: $90,000

Sample career: User-experience consultant; product designerHourly rate: $45Annual rate: $90,000

Sample career: Web and mobile app development; user-experience designerHourly rate: $45Annual rate: $90,000

Sample career: Full-stack web development; business systems expert; user-experience designer; front-end developerHourly rate: $45Annual rate: $90,000

Sample career: Professional development writer; career coach; cover letter and LinkedIn supportHourly rate: $45Annual rate: $90,000

*Upwork's methodology: In order to create a list of the top-paying freelance jobs, we used data sourced from the Upwork.com database. We first pulled data of freelance jobs on the site starting Jan. 1, 2018, to Dec. 1, 2019. We then limited the analysis to categories of work that had more than 1,000 completed jobs and total freelancer earnings of over $1 million. Within that we ranked the top 25 jobs based on the highest median hourly earnings.

For more on tech, transformation and the future of work, join CNBC at the @Work Summit in New York on April 12, 2020.

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The highest-paying freelance jobs of 2020 where you can earn $90,000 or more - CNBC

Digital payments innovation happens in 10-year cycles, and the next big wave is already here.

It all started in the late 1990s when PayPal brought online payments to the masses. A decade later, in the late 2000s, Square and Stripe transformed the landscape by building professional payments tools for merchants. Now, with 2020 on the horizon, it's clear that we are in the early stages of the next cycle of payments innovation. Venture capital (VC) investment in financial technology is at an all-time high. Unexpected players are entering the market, and perhaps most telling, merchants now have access to a growing number of new tools for delivering better customer experiences faster and cheaper.

So what does the next decade of payments innovation have in store? To prepare for what's coming, it helps to understand how we got here in the first place:

The Rise Of Online Payments: 1999-2009

Think back to 1998. No one thought of going online to order something except, of course, for savvy shoppers searching eBay, which launched three years prior. Nevertheless, asking consumers to enter a credit card into an online form was like pulling teeth. Rumors of fraud and identity theft were everywhere, and consumer trust in the internet was virtually nonexistent.

For merchants, things were even worse. First, you had to find a bank that would accept online payments, which was no small feat. If successful, you would then have to connect your merchant account with a payment gateway and processor, develop a user interface for customers to enter their credit card information, implement security measures and then monitor for fraud and abuse.

Then PayPal launched in December 1998, and everything changed. Suddenly, the world of online shopping became more accessible to merchants and consumers alike. For merchants, all you had to do was sign up, connect a bank account and add a few lines of code onto your website. For consumers, the company focused on making the online payment experience more secure and trustworthy with a herculean effort by early PayPal engineers to try to prevent fraud and manage risk.

In the years that followed, the market expanded dramatically. By lowering the barriers to online payments for merchants, PayPal kicked off a virtuous cycle. With more merchants coming onto the internet, consumers had more reasons to try out online shopping and a growing number did. This, in turn, attracted more merchants, which then attracted more shoppers, further accelerating the trend.

Digital Payments Go Pro: 2009-2019

Fast forward 10 years to 2010, and the world of online shopping now called e-commerce is booming. In fact, the first wave of online payments was so successful that PayPal couldn't keep up with all of the new possibilities it created while also serving its original purpose. This opened the door for Square and Stripe to bring about a second wave of payments innovation: professional payments tools for merchants.

Square's big innovation was bringing the connected online payment experience into the real world with an entirely new point-of-sale system. Like PayPal, it invested heavily in making the merchant onboarding experience headache-free. It also offered merchants something new: a simple, seamless back-end system for managing key aspects of their business, from accepting payments and closing the books to email marketing, customer loyalty programs and even payroll.

Stripe, meanwhile, focused on building a payments platform to support the growing ranks of internet-native companies and the new business models powering them. At the time, the rise of cloud computing, mobile devices and software delivered "as a service" was transforming the business landscape, with companies such as Airbnb, Instacart, Lyft, Uber and others taking the world by storm. Stripe helped make it all possible with payments services including recurring subscriptions and instant merchant underwriting.

Every Company Becomes A Payments Company: 2019-2029

Fast forward yet another decade, and here we are today. 2020 is on the horizon, and another wave of payments innovation is right on schedule: verticalization. In other words, companies are bringing payments in-house to become their own "vertical" Square or Stripe.

For companies of every shape and size across every industry, the next decade of payments innovation presents a major opportunity to own a piece of the growing payments industry by bringing payments in-house and becoming a payment facilitator. This not only translates to savings in terms of fees no longer paid to third-party service providers, but it can open up new opportunities for business and customer experience innovation.

How can you tell whether this model makes sense for your business? Here are two key considerations:

Processing volume: Once transaction volumes exceed $50 million annually, it may be cheaper to handle payments in-house. Lightspeed POS, for example, estimates it is able to take an additional 55bps per transaction via its own payments product rather than relying on its legacy merchant referral model.

Payments complexity: If you're just accepting card transactions from customers, it may make sense to outsource your payments. But if you're taking payments on behalf of others and making payouts to those submerchants as a platform, marketplace or aggregator, you might want to bring payments in-house so you can own your merchant portfolio, streamline disbursements to recipients and tune merchant underwriting rules to fit your specific use case.

As history shows, companies that keep up with payments innovation cycles and deliver the right customer experience are the ones that ultimately win. In the late 1990s and early 2000s, PayPal's innovative payments experience powered a new generation of e-commerce companies. During the next decade, it was companies like Airbnb, Instacart, Lyft, Uber and others leveraging Stripe and Square that won big.

Looking to the decade ahead, it's all about verticalization. What can you do to prepare your business for the shift to verticalization? In an upcoming article, I will outline a few key strategies to set you up for success.

Excerpt from:
Preparing For The Next Wave Of Payments Innovation - Forbes

More retail franchises are closing stores across Canada - from Zellers to Payless to Rona, and the list goes on.

Martin Qiu is an Associate Professor of Marketing with Wilfrid Laurier University and appeared on Kitchener Today with Brian Bourke on 570 NEWS.

He said the biggest threat comes from internet retailers - although it affects stores differently.

"If you look at business - department stores and their parent stores take the biggest hit. But we've seen some low-end, bargain stores are actually thriving. But for those middle-range, middle-priced level stores .. they are suffering and that's not surprising."

Qiu added it's not all about price, it also depends on the category.

You may still notice foot traffic in a lot of stores, but that doesn't mean people are buying things.

"They're treating it more like 'showrooms'. People go to brick and mortar stores to try on things - but will then buy it online at a lower price."

While service retailers are unlikely to feel the pinch, this culture of convenience is having a big impact on mom-and-pop shops.

However, Qiu said there are things small businesses can do.

"Make sure you have your own online store. Drive customers in-store to try on things, and then direct them online to buy it. Merchandise retailers need to find their niche and they need to have relationship marketing with their customers. They have to work harder to create a bond with their target customers."

Qiu said the technological age could actually benefit malls.

"Traditional retailers could benefit from this widespread usage of smartphones. If customers are encouraged to download an app and hear about promotions or receive coupons. It makes this strategy of marketing more interesting and more complicated."

Unless you have a time machine, Qiu said there's no way to shift back to the old retail template.

"In the U.S., a lot of shopping centres are being abandoned or converted into something else. The business models of shopping centres doesn't really work these days."

Looking to the future, Qiu said he believes we'll see more and more traditional stores disappear, and there will continue to be an increase in online shopping and marketing through smartphones.

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Local expert weighs in on changing retail landscape - KitchenerToday.com

Trivera InteractiveN88 W16447 Main St., Suite 200Neighborhood: Downtown Menomonee FallsFounded: 1996Owners: Tom SnyderEmployees: 13Service: Digital marketing

Whats the history of Trivera and this office location?

Snyder: We have been a website development firm since 1996, back in the days when people didnt really know what the internet was. And weve been in various locations in Menomonee Falls and Germantown, but in this location for 10 years this January. Its a 125-year-old mill building and it has a lot of character. When we had the opportunity to consider this location, I didnt need to be convinced.

Who are your clients?

Mitchell Airport has been a client of ours for 20 of our 23 years. MMSD (Milwaukee Metropolitan Sewerage District), Potawatomi Hotel & Casino, Rogers Behavioral Health, Strattec Security Corp. We also do some work for nonprofits.

What is it like to work in your office?

People can pick their own start and end times and work from home. Most still prefer to come here because the office is cool and to collaborate with other team members Honestly, its helped stunt our growth but weve always wanted to focus on a great work-life balance, so we try to make sure our team isnt putting in more than 40 hours a week.

How has the neighborhood changed?

Downtown Menomonee Falls has experienced a kind of rebirth. We have a really strong downtown business improvement district board. They made the decision to redo the streets downtown and added bump-outs so restaurants could get outside seating, huge planters, hanging baskets and they do live music events now Its become a real vibrant community.

See more here:
In the Neighborhood: Trivera Interactive - BizTimes - Milwaukee Business News