Here’s what health care looks like if Republicans’ Obamacare ‘repeal and delay’ plan succeeds – Washington Post
Things have gone from bad to worse for the Republican effort to dismantle the Affordable Care Act, also known as Obamacare. On Monday night, Sen. Mitch McConnell (R-Ky.) lacked the votes to pass a bill that would undo much of Obamacare and replace the law with a modified system. But the majority leader's back-up plan -- repealing Obamacare entirely right away, with the goal of working out a replacement later -- appears no more likely to succeed.
The dilemma for Republicans contemplating McConnell's new strategy -- repealing the law immediately and figuring out what to do next later -- is that Democrats may be able to stop them from carrying it through. While many Republicans would like to repeal Obamacare wholesale, they can't overcomeDemocrats' opposition without keeping in place somecrucial components of Obamacare.
The GOP can't just repeal every word of Obamacarebecause, in orderto avoid a filibuster by Democratic senators, Republicans are using a special set of rules known as reconciliation. Reconciliation makes legislation easier to pass, as it would allow the GOP to move the measure with just 50 votes and Vice President Pence's tie-breaker,rather than the 60 votes typically needed to break a filibuster.
The power has its limits, however. Reconciliation is only supposed to be used for measures that directly affect the federal budget. In this case, that meansundoing some of Obamacare'staxes, fees, subsidies and safety net programs for the poor but leaving in place a series of health-insurance regulations and other features.
Republicans already did a dress rehearsal for this last year, whenthey used reconciliation to pass a bill through the Senate. That bill eventually died when it was vetoed by President Barack Obama, but now McConnell is advancing it again.
It's unlikelyMcConnell has the votes to the bill passed this time around. Short of a complete repeal, Republicanswould risk creating something nobody in either party would support. Withparts of Obamacare gone, some elements still in force and no new system to replace the law, patients and doctors would be left with a mishmash of incompatible regulationsand requirements that would threaten to destabilize the health-insurance market and leave millions without coverage.
"It would throw the marketplace into chaos," said Stan Collender, a former congressional aide to Democratic lawmakers who worked on both the House's and Senate's budget committees.
Already, three Republicans -- Sens. Shelley Moore Capito (W.Va.), Susan Collins (Maine) and Lisa Murkowski (Alaska) -- have said they will not support McConnell's new strategy. Their combined opposition will probably prevent him from moving forward, although McConnell said Tuesday he plans to hold a procedural vote next week all the same.
Here's why some Republicans are skeptical.
Republicans woulduse reconciliationto eliminatetaxes on the wealthy, on insurance providers and on medical companies.
They would also strike down arequirement that all Americans maintain health-care coverage orelse pay the federal government a fee-- a controversial part of the law known as the "individual mandate." Republicans would eliminate another rule that requires majoremployers to offer an insurance program for their workers.
Republicans can also modify spending. Thebill that McConnell aims to revive from last year would eliminate Obamacare's subsidies for people attempting to buy private health insurance.
Also, Obamacare increased funding for Medicaid, the federal insurance program that covers many poor households, pregnant women and residents of nursing homes. The GOP bill would undo that expansion.
Because these provisions apply to federal taxes and spending, Republicans can eliminate them throughreconciliation. At the same time, other parts of the law would stay.
For instance,Republicans would likely be unable to remove protections forconsumers with preexisting medical conditions who are trying to buy private insurance -- a crucial component ofObamacare. Likewise, insurers would remain unableto charge people depending on where they live or whether they smoke.
Insurers wouldstill be required to offer certain benefits as part of their plans, as they are under Obamacare, andlimits on how much more they can charge older customers would remain in effect.
In short, the legislation would preserve some rules from Obamacare, while eliminating much of the rest of the law. The odd combination could result in serious problems, industry analysts warn.
Before Obamacare, for example, insurance companies were free to charge patients more if they had preexisting conditions, or to deny those customers coverage entirely. That practice existed to ensure that private insurers could break even. Without some way of discouraging the sickest patients from seeking coverage, the cost of treatment would increase uncontrollably.
Obamacare ended that practice, prohibiting insurers from discriminating against patients based on their medical histories. Instead, Obamacare required all Americans to maintain coverage and offered subsidies to encourage them to do so. The goal was to guarantee that insurers would have enough healthier customers paying monthly premiums to cover costs for sicker patients.
The bill McConnell will hold a vote on next week would get rid of that financial assistance and the requirement. Yet it would not allow insurers to examine their customers' medical histories again. Most experts believe that language undoing Obamacare's protections for patients with preexisting conditions would not qualify under reconciliation.
As a result, the only legislation Republicans might be able to pass would restore the system that existed before Obamacare, but without a crucial feature that allowed that system to function.The resulting mismatch -- between rulesDemocrats established under Obamacare and those that existed before --couldprove an embarrassing failure for GOP lawmakers.
"The market could literally disappear entirely," said Edwin Park, a vice president forhealth policy at the liberal Center on Budget and Policy Priorities.
That, in essence, is whatmany analysts are projecting for a GOP bill that partially repeals Obamacare without a replacement.
Insurers would hike premiums to cover the steeper cost of providing health care to a sicker group of patients. Only patients with serious medical problems would be willing to pay those costs, so healthier patients would cancel their policies. In turn, insurers would be forced to increase premiums even more, and so on.
In an analysisin January, the nonpartisan Congressional Budget Office (CBO) forecast that simply repealing Obamacare without a replacement would eventually result in 32 million more Americans going without coverage. Almost immediately, premiums would skyrocket, increasing by 20 percent to 25 percent in the first year on average.
Companies would refuse to sell insurance across swathes of the country because so few patients would be willing to pay the exorbitant premiums insurers would have to charge to turn in a profit while covering a large group of relatively unhealthy patients. In those areas, Americans would have no options for buying private insurance if they did not receive it through the government or an employer. About 10 percent of Americans would live in these areas in the first year, CBO estimated.
If Republicans failed to come up with an alternative system, that figure would eventually increase to 75 percent of thepopulation, while premiums in the individual market would double.
See the article here:
Here's what health care looks like if Republicans' Obamacare 'repeal and delay' plan succeeds - Washington Post
- Republicans spent years targeting progressive dark money. That could now boomerang on Trump. - CBS News - July 28th, 2026 [July 28th, 2026]
- Grassley is lobbying other Republicans to okay Blanche as attorney general - Radio Iowa - July 28th, 2026 [July 28th, 2026]
- Republicans have nothing to run on in midterms after Trump failures, Jeffries says - The Guardian - July 28th, 2026 [July 28th, 2026]
- The 2026 House Map is No More Favorable to Republicans than the 2018 Map was - Sabato's Crystal Ball - Center For Politics - July 28th, 2026 [July 28th, 2026]
- Republicans head home for the summer after a string of losses in Congress - The Guardian - July 28th, 2026 [July 28th, 2026]
- California Republicans urge RFK Jr. to block new Newsom-backed taxes on health insurers - Denver Gazette - July 28th, 2026 [July 28th, 2026]
- Lindsey Graham, the South Carolina senator who died this month at 71, was eulogized in the Capitol Rotunda on Tuesday morning. Vice President JD Vance... - July 28th, 2026 [July 28th, 2026]
- Meet the Republicans running in Michigans 34th Senate District - 9and10News.com - July 28th, 2026 [July 28th, 2026]
- Republicans Senators Are Turning Todd Blanches Confirmation Fight Into an Anti-Abortion Free-For-All - Balls and Strikes - July 28th, 2026 [July 28th, 2026]
- California Republicans ask Washington to kill the state's new insurer tax - Insurance Business - July 28th, 2026 [July 28th, 2026]
- 4 Republicans Distance Themselves From House H-2A Reform Over Amnesty - DTN Progressive Farmer - July 28th, 2026 [July 28th, 2026]
- Grassley is lobbying other Republicans to okay Blanche as attorney general - Sioux County Radio - July 28th, 2026 [July 28th, 2026]
- Nothing nefarious? Bless Dave Boliek and NC Republicans cheating hearts | Opinion - Raleigh News & Observer - July 28th, 2026 [July 28th, 2026]
- Why Trumps team is letting some Republicans distance themselves from him - MS NOW - July 28th, 2026 [July 28th, 2026]
- An amazing job: Many Republicans cant name a single thing Trump has done wrong - MS NOW - July 24th, 2026 [July 24th, 2026]
- The Republicans Who Have Broken With Their Party to Support Limiting Trumps Iran War Powers - Time Magazine - July 24th, 2026 [July 24th, 2026]
- Some House Republicans defect to again pass resolution seeking to halt military action in Iran - PBS - July 24th, 2026 [July 24th, 2026]
- Congressional Republicans Say D.C. Shouldnt Be Allowed to Run Its Own Tax System - Institute on Taxation and Economic Policy - July 24th, 2026 [July 24th, 2026]
- House Republicans Question Future of Federal Broadband Programs - Broadband Breakfast - July 24th, 2026 [July 24th, 2026]
- These are the Republicans who voted for the Iran war powers resolution - The Hill - July 24th, 2026 [July 24th, 2026]
- Arizona Republicans pick nominees Tuesday for governor and other top offices - PBS - July 24th, 2026 [July 24th, 2026]
- NJ Republicans target two laws as they seek probe into non-citizen voting reveal - New Jersey Monitor - July 24th, 2026 [July 24th, 2026]
- Smithsonian too focused on 'oppressors and the oppressed,' say House Republicans - NPR - July 24th, 2026 [July 24th, 2026]
- House Republicans pass hard-right defense bill, handing wins to Trump - Politico - July 24th, 2026 [July 24th, 2026]
- All 15 Senate Republicans call for probe of voter registration failures - New Jersey Globe - July 24th, 2026 [July 24th, 2026]
- Republicans push Trump administration to extend TPS for Haitians as deadline nears - NBC 6 South Florida - July 24th, 2026 [July 24th, 2026]
- House Republicans to write $95bn bill to fund Iran war and aid farmers | House of Representatives - The Guardian - July 24th, 2026 [July 24th, 2026]
- Why labor unions are sticking with two Pa. Republicans, even as control of the U.S. House hangs in the balance - Inquirer.com - July 24th, 2026 [July 24th, 2026]
- House Republicans Focus on Democrats Plans, Not Their Own Wins - News of the United States - NOTUS - July 24th, 2026 [July 24th, 2026]
- Voter exhaustion could haunt Democrats and Republicans in the midterms - KJZZ - July 24th, 2026 [July 24th, 2026]
- New poll shows Republicans losing their advantage over Democrats on immigration - MS NOW - July 24th, 2026 [July 24th, 2026]
- Extreme Candidates Have Cost Arizona Republicans a Bunch of Elections. Guess What the Plan Is for 2026? - Slate - July 24th, 2026 [July 24th, 2026]
- House Republicans Pass Stock Trading Bill Tied to SAVE Act and Voter ID Measure - The New York Times - July 24th, 2026 [July 24th, 2026]
- House Republicans Have Tied the Defense Policy Bill to Trumps SAVE Act - The New York Times - July 24th, 2026 [July 24th, 2026]
- NJ Republicans say noncitizen voter problem is larger than governor disclosed - Gothamist - July 24th, 2026 [July 24th, 2026]
- House Republicans vote to advance $95 billion spending bill. What happens next? - WESH - July 24th, 2026 [July 24th, 2026]
- Trump returns to Georgia with election claims, worrying some Republicans - Reuters - July 24th, 2026 [July 24th, 2026]
- Democrats and Republicans Want To Extend TPS for Afghans - Newsweek - July 24th, 2026 [July 24th, 2026]
- Poll: Costs Are the Top Health Care Issue for Voters in the Midterms, But Fraud Tops Republicans' List As Trump Administration Pushes Crackdown - KFF - July 18th, 2026 [July 18th, 2026]
- House Republicans unveil a $95 billion plan for the Iran war, farm aid and elections - AP News - July 18th, 2026 [July 18th, 2026]
- Where Republicans Cuts to Medicaid Could Cost Them - News of the United States - NOTUS - July 18th, 2026 [July 18th, 2026]
- Meet the Republicans running to be Michigans next governor - 9and10News.com - July 18th, 2026 [July 18th, 2026]
- Graham Is Gone and McConnell Is Out Where Does That Leave Republicans? | National News | U.S. News - U.S. News & World Report - July 18th, 2026 [July 18th, 2026]
- Republicans Want to Sanction Canada for Not Stopping Wildfire Smoke From Entering the US - Truthout - July 18th, 2026 [July 18th, 2026]
- Trumps Stuck in 2020 With Other Republicans Thinking About 2026 - Bloomberg Government News - July 18th, 2026 [July 18th, 2026]
- He sued the oil industry for $51B. Now he faces Republicans in a private grilling. - Politico - July 18th, 2026 [July 18th, 2026]
- Republicans are forging ahead with a plan for Trump's SAVE Act. Is it doomed? - USA Today - July 18th, 2026 [July 18th, 2026]
- Republicans scramble to find a replacement for Sen. Lindsey Graham ahead of the midterm elections - NBC News - July 13th, 2026 [July 13th, 2026]
- House Republicans to huddle with CBO chief amid reconciliation talks - Live Updates - Politico - July 13th, 2026 [July 13th, 2026]
- Republicans return to Capitol Hill with agenda complicated by Graham death - The Guardian - July 13th, 2026 [July 13th, 2026]
- The 6 Republicans most likely to win the 2028 presidential nomination - The Hill - July 13th, 2026 [July 13th, 2026]
- House Republicans tee up vote on nuclear bills - E&E News by POLITICO - July 13th, 2026 [July 13th, 2026]
- Kentucky politicians, mostly Republicans, confirm they will speak at Fancy Farm Picnic - Kentucky Lantern - July 13th, 2026 [July 13th, 2026]
- Democratic Senate candidate says her mission remains the same as Republicans move toward a special primary - Live 5 News - July 13th, 2026 [July 13th, 2026]
- House Republicans left DC in a jam. Its not clear when theyll get out of it. - Politico - July 13th, 2026 [July 13th, 2026]
- Republicans feel increasingly upbeat about their chances in the midterms - NBC News - July 13th, 2026 [July 13th, 2026]
- CBO Director to Meet With Republicans on Third Party-Line Bill - Bloomberg Government News - July 13th, 2026 [July 13th, 2026]
- Departing House Republicans Are Skipping Votes at Brisk Pace - Bloomberg Government News - July 13th, 2026 [July 13th, 2026]
- Tickets for the Republicans midterm convention cost as much as $20,000 - MS NOW - July 13th, 2026 [July 13th, 2026]
- Lindsey Grahams sister appointed to serve rest of Republicans Senate term - The Guardian - July 13th, 2026 [July 13th, 2026]
- PREMIUM Republicans have beef with Texas Rep. James Talarico. Why does meat matter in US politics? - Brooklyn Eagle - July 13th, 2026 [July 13th, 2026]
- Texas Republicans are going after THC. Yes, again - Dallas Observer - July 13th, 2026 [July 13th, 2026]
- Bolstered bloc of Vermont Republicans see bills repealed this year as a win - VTDigger - July 6th, 2026 [July 6th, 2026]
- Republicans fear Trump will use the SAVE Act to blame them if they lose the election - NBC News - July 6th, 2026 [July 6th, 2026]
- More NC Republicans are unexpectedly standing up to Trump | Opinion - Charlotte Observer - July 6th, 2026 [July 6th, 2026]
- Ohio Dems outraise Republicans in downballot statewide offices but still far behind in cash on hand - Ohio Capital Journal - July 6th, 2026 [July 6th, 2026]
- House Republicans Unveil 11-Bill Energy Package to Keep the Lights On, Costs Down - PA House Republican Caucus - July 6th, 2026 [July 6th, 2026]
- The SAVE Act wont save Republicans - The Washington Post - July 6th, 2026 [July 6th, 2026]
- Opinion | Republicans should tell the truth - The Durango Herald - July 6th, 2026 [July 6th, 2026]
- DSCC Chair Kirsten Gillibrand Statement On Anniversary of Republicans Slashing Medicaid & Spiking Costs to Fund Tax Giveaway for Billionaires -... - July 6th, 2026 [July 6th, 2026]
- Carlsons split with Republicans to deepen US right rifts: Chinese think tank - South China Morning Post - July 6th, 2026 [July 6th, 2026]
- Republicans have edge in holding Senate, but its awfully close - Washington Examiner - July 6th, 2026 [July 6th, 2026]
- Polling the Divide: Republicans, Democrats, and the Future of Democracy - Ideastream - July 6th, 2026 [July 6th, 2026]
- Commentary: It's not just vaccines from infancy to adolescence, Republicans are waging war on children's health - Los Angeles Times - July 6th, 2026 [July 6th, 2026]
- Even Republicans Dont Want Trumps Version of the SAVE America Act - New York Magazine - July 6th, 2026 [July 6th, 2026]
- Trump Vows Republicans Will Not Lose an Election for A Hundred Years - Yahoo - July 6th, 2026 [July 6th, 2026]
- Trump Promises Republicans They Will Not Lose An Election for 100 Years If They Do What He Says - HuffPost - July 6th, 2026 [July 6th, 2026]
- Republicans see no foul in backing US World Cup team led by birthright citizen while opposing the constitutional right - Courthouse News - June 28th, 2026 [June 28th, 2026]
- Democrats and Republicans make their choices for November - Times of Wayne County - June 28th, 2026 [June 28th, 2026]
- Why it Matters: Governor vetoes mail-in ballot ID bill, but Republicans say the push isnt over - WTVG - June 28th, 2026 [June 28th, 2026]