Here’s what health care looks like if Republicans’ Obamacare ‘repeal and delay’ plan succeeds – Washington Post
Things have gone from bad to worse for the Republican effort to dismantle the Affordable Care Act, also known as Obamacare. On Monday night, Sen. Mitch McConnell (R-Ky.) lacked the votes to pass a bill that would undo much of Obamacare and replace the law with a modified system. But the majority leader's back-up plan -- repealing Obamacare entirely right away, with the goal of working out a replacement later -- appears no more likely to succeed.
The dilemma for Republicans contemplating McConnell's new strategy -- repealing the law immediately and figuring out what to do next later -- is that Democrats may be able to stop them from carrying it through. While many Republicans would like to repeal Obamacare wholesale, they can't overcomeDemocrats' opposition without keeping in place somecrucial components of Obamacare.
The GOP can't just repeal every word of Obamacarebecause, in orderto avoid a filibuster by Democratic senators, Republicans are using a special set of rules known as reconciliation. Reconciliation makes legislation easier to pass, as it would allow the GOP to move the measure with just 50 votes and Vice President Pence's tie-breaker,rather than the 60 votes typically needed to break a filibuster.
The power has its limits, however. Reconciliation is only supposed to be used for measures that directly affect the federal budget. In this case, that meansundoing some of Obamacare'staxes, fees, subsidies and safety net programs for the poor but leaving in place a series of health-insurance regulations and other features.
Republicans already did a dress rehearsal for this last year, whenthey used reconciliation to pass a bill through the Senate. That bill eventually died when it was vetoed by President Barack Obama, but now McConnell is advancing it again.
It's unlikelyMcConnell has the votes to the bill passed this time around. Short of a complete repeal, Republicanswould risk creating something nobody in either party would support. Withparts of Obamacare gone, some elements still in force and no new system to replace the law, patients and doctors would be left with a mishmash of incompatible regulationsand requirements that would threaten to destabilize the health-insurance market and leave millions without coverage.
"It would throw the marketplace into chaos," said Stan Collender, a former congressional aide to Democratic lawmakers who worked on both the House's and Senate's budget committees.
Already, three Republicans -- Sens. Shelley Moore Capito (W.Va.), Susan Collins (Maine) and Lisa Murkowski (Alaska) -- have said they will not support McConnell's new strategy. Their combined opposition will probably prevent him from moving forward, although McConnell said Tuesday he plans to hold a procedural vote next week all the same.
Here's why some Republicans are skeptical.
Republicans woulduse reconciliationto eliminatetaxes on the wealthy, on insurance providers and on medical companies.
They would also strike down arequirement that all Americans maintain health-care coverage orelse pay the federal government a fee-- a controversial part of the law known as the "individual mandate." Republicans would eliminate another rule that requires majoremployers to offer an insurance program for their workers.
Republicans can also modify spending. Thebill that McConnell aims to revive from last year would eliminate Obamacare's subsidies for people attempting to buy private health insurance.
Also, Obamacare increased funding for Medicaid, the federal insurance program that covers many poor households, pregnant women and residents of nursing homes. The GOP bill would undo that expansion.
Because these provisions apply to federal taxes and spending, Republicans can eliminate them throughreconciliation. At the same time, other parts of the law would stay.
For instance,Republicans would likely be unable to remove protections forconsumers with preexisting medical conditions who are trying to buy private insurance -- a crucial component ofObamacare. Likewise, insurers would remain unableto charge people depending on where they live or whether they smoke.
Insurers wouldstill be required to offer certain benefits as part of their plans, as they are under Obamacare, andlimits on how much more they can charge older customers would remain in effect.
In short, the legislation would preserve some rules from Obamacare, while eliminating much of the rest of the law. The odd combination could result in serious problems, industry analysts warn.
Before Obamacare, for example, insurance companies were free to charge patients more if they had preexisting conditions, or to deny those customers coverage entirely. That practice existed to ensure that private insurers could break even. Without some way of discouraging the sickest patients from seeking coverage, the cost of treatment would increase uncontrollably.
Obamacare ended that practice, prohibiting insurers from discriminating against patients based on their medical histories. Instead, Obamacare required all Americans to maintain coverage and offered subsidies to encourage them to do so. The goal was to guarantee that insurers would have enough healthier customers paying monthly premiums to cover costs for sicker patients.
The bill McConnell will hold a vote on next week would get rid of that financial assistance and the requirement. Yet it would not allow insurers to examine their customers' medical histories again. Most experts believe that language undoing Obamacare's protections for patients with preexisting conditions would not qualify under reconciliation.
As a result, the only legislation Republicans might be able to pass would restore the system that existed before Obamacare, but without a crucial feature that allowed that system to function.The resulting mismatch -- between rulesDemocrats established under Obamacare and those that existed before --couldprove an embarrassing failure for GOP lawmakers.
"The market could literally disappear entirely," said Edwin Park, a vice president forhealth policy at the liberal Center on Budget and Policy Priorities.
That, in essence, is whatmany analysts are projecting for a GOP bill that partially repeals Obamacare without a replacement.
Insurers would hike premiums to cover the steeper cost of providing health care to a sicker group of patients. Only patients with serious medical problems would be willing to pay those costs, so healthier patients would cancel their policies. In turn, insurers would be forced to increase premiums even more, and so on.
In an analysisin January, the nonpartisan Congressional Budget Office (CBO) forecast that simply repealing Obamacare without a replacement would eventually result in 32 million more Americans going without coverage. Almost immediately, premiums would skyrocket, increasing by 20 percent to 25 percent in the first year on average.
Companies would refuse to sell insurance across swathes of the country because so few patients would be willing to pay the exorbitant premiums insurers would have to charge to turn in a profit while covering a large group of relatively unhealthy patients. In those areas, Americans would have no options for buying private insurance if they did not receive it through the government or an employer. About 10 percent of Americans would live in these areas in the first year, CBO estimated.
If Republicans failed to come up with an alternative system, that figure would eventually increase to 75 percent of thepopulation, while premiums in the individual market would double.
See the article here:
Here's what health care looks like if Republicans' Obamacare 'repeal and delay' plan succeeds - Washington Post
- Why Are Republicans in Congress Sticking With Trump on Greenland? The Numbers Tell the Story. - Cook Political Report - January 22nd, 2026 [January 22nd, 2026]
- Opinion | Brett Kavanaugh reminds Republicans: What goes around comes around - The Washington Post - January 22nd, 2026 [January 22nd, 2026]
- Video Republicans cut Greenland-shaped cake with American flag at Kennedy Center party - ABC News - January 22nd, 2026 [January 22nd, 2026]
- Republicans will be hard-pressed to pass Trumps Great Healthcare Plan - Politico - January 22nd, 2026 [January 22nd, 2026]
- State officials say Republicans SNAP changes are running the program into the ground - signalohio.org - January 22nd, 2026 [January 22nd, 2026]
- More than 60 West Texas Republicans endorse Cornyn for reelection - oaoa.com - January 22nd, 2026 [January 22nd, 2026]
- Republicans Cut Into Greenland Cake in Shocking Kennedy Center Party - The New Republic - January 22nd, 2026 [January 22nd, 2026]
- SHOT/CHASER/LIME: Shocker - Big Pharma and Republicans Lied About the Inflation Reduction Act - Protect Our Care - January 22nd, 2026 [January 22nd, 2026]
- ICE Debate Wont Tank Homeland Funding Bill, Republicans Say - NOTUS News of the United States - January 22nd, 2026 [January 22nd, 2026]
- Iowa Republicans move to expand gender, sexuality instruction ban to high schools - thegazette.com - January 22nd, 2026 [January 22nd, 2026]
- Republicans took control of education. Can Democrats take it back? - The Washington Post - January 22nd, 2026 [January 22nd, 2026]
- Republicans' Top Senate Recruit in Minnesota Says There Is Room for Her Pro-Choice Politics - NOTUS News of the United States - January 22nd, 2026 [January 22nd, 2026]
- Dumbest thing Ive ever heard: Republicans amp up their resistance to Trumps Greenland push - Politico - January 22nd, 2026 [January 22nd, 2026]
- House Republicans push to hold Clintons in contempt of Congress over the Epstein probe - news9.com - January 22nd, 2026 [January 22nd, 2026]
- House Republicans begin push to hold the Clintons in contempt of Congress over the Epstein probe - wbbjtv.com - January 22nd, 2026 [January 22nd, 2026]
- House Republicans begin push to hold the Clintons in contempt of Congress over the Epstein probe - wxxv25.com - January 22nd, 2026 [January 22nd, 2026]
- This Is Trumps Dark Threat to Republicans: Wolff - The Daily Beast - January 22nd, 2026 [January 22nd, 2026]
- House Republicans begin push to hold the Clintons in contempt of Congress over the Epstein probe - king5.com - January 22nd, 2026 [January 22nd, 2026]
- The issues that are causing Republicans to break with Trump - MS NOW - January 14th, 2026 [January 14th, 2026]
- Megabill 2.0? These House Republicans have some ideas. - Politico - January 14th, 2026 [January 14th, 2026]
- The Republicans Breaking Ranks With Trump Over Powell Investigation: We Dont Need It - Time Magazine - January 14th, 2026 [January 14th, 2026]
- Republicans vow to hold Bill Clinton in contempt as he skips Epstein testimony - BBC - January 14th, 2026 [January 14th, 2026]
- Trump and the Republicans Struggle to Stay on Economic Message - Bloomberg.com - January 14th, 2026 [January 14th, 2026]
- Republicans Punt on a DHS Funding Fight with Democrats After Minnesota ICE Shooting - NOTUS News of the United States - January 14th, 2026 [January 14th, 2026]
- Missouri Republicans Admit They Skewed Ballot Language to Protect a Rigged Map - Independent Voter News - January 14th, 2026 [January 14th, 2026]
- Kentucky Republicans push to eliminate income tax as Democrats propose taxing the wealthy - WDRB - January 14th, 2026 [January 14th, 2026]
- Clintons refuse to testify in Epstein investigation, Republicans seek to hold them in contempt - localnewslive.com - January 14th, 2026 [January 14th, 2026]
- Republicans are speaking out on behalf of the Fed. Not Banking Chair Tim Scott. - Politico - January 14th, 2026 [January 14th, 2026]
- Ohio Democratic U.S. reps joined by three Ohio Republicans to restore Affordable Care Act subsidies - Ohio Capital Journal - January 14th, 2026 [January 14th, 2026]
- Clintons refuse to testify in House Epstein probe as Republicans threaten contempt proceedings - WTOP - January 14th, 2026 [January 14th, 2026]
- Republicans Dont Agree on an Affordability Platform Or on How to Pass One - NOTUS News of the United States - January 14th, 2026 [January 14th, 2026]
- Kansas Republicans frustrated by delay in ban on buying pop and candy with SNAP benefits - KAKE - January 14th, 2026 [January 14th, 2026]
- Playing catchup to Republicans, Democrats launch 'largest-ever' partisan national voter registration campaign - Fox News - January 14th, 2026 [January 14th, 2026]
- House Republicans to hold Bill Clinton in contempt for skipping Epstein deposition - NBC News - January 14th, 2026 [January 14th, 2026]
- We need this like a hole in the head: Republicans split over Powell investigation - The Times - January 14th, 2026 [January 14th, 2026]
- How John Thune is trying to save the Senate for Republicans - Politico - January 11th, 2026 [January 11th, 2026]
- Column | A majority in name only? House Republicans are barely hanging on. - The Washington Post - January 11th, 2026 [January 11th, 2026]
- Fractures start to show in Trump's GOP as some Republicans push back on Greenland, Venezuela, and health care - Fortune - January 11th, 2026 [January 11th, 2026]
- NORQUIST: 17 Republicans Fold, Vote with Democrats to Expand Obamacare - Americans for Tax Reform - January 11th, 2026 [January 11th, 2026]
- Republicans need Susan Collins to win reelection. Trump keeps going after her. - Politico - January 11th, 2026 [January 11th, 2026]
- 17 House Republicans vote with Democrats to extend Obamacare subsidies for 3 years - ABC News - January 11th, 2026 [January 11th, 2026]
- Over a dozen Republicans break with Trump, back Democratic bill to extend ACA subsidies - Axios - January 11th, 2026 [January 11th, 2026]
- These Republicans broke from Trump in rare split over Venezuela war powers - Axios - January 11th, 2026 [January 11th, 2026]
- The 5 Republicans who voted against Trump on Venezuela - Politico - January 11th, 2026 [January 11th, 2026]
- Exclusive | NRCC honcho 'very bullish' Republicans will hold the House in 2026, despite historical headwinds - New York Post - January 11th, 2026 [January 11th, 2026]
- Van Orden joins 16 other House Republicans to extend ACA subsidies - Milwaukee Journal Sentinel - January 11th, 2026 [January 11th, 2026]
- Article | Senate Republicans push for year-round E15 in January spending bills - POLITICO Pro - January 11th, 2026 [January 11th, 2026]
- House Republicans React To DHS Whistleblower Report, Call For Secretary Lpezs Firing - The BayNet - January 11th, 2026 [January 11th, 2026]
- E&E News: Republicans try again to overturn Minnesota mining ban - POLITICO Pro - January 11th, 2026 [January 11th, 2026]
- Republicans See Defending the ICE Shooting As Good Politics - New York Magazine - January 11th, 2026 [January 11th, 2026]
- Unsolicited advice to both Republicans and Democrats | SONDERMANN - Colorado Politics - January 11th, 2026 [January 11th, 2026]
- Senate Republicans Call Out Fiscal Irresponsibility Of Gov. Moore Education Spending Plan - The BayNet - January 11th, 2026 [January 11th, 2026]
- Ohio Republicans Max Miller, Dave Joyce and Mike Carey defy speaker on ACA tax credit extension vote - Cleveland.com - January 11th, 2026 [January 11th, 2026]
- The Republicans Breaking Ranks With Trump Over Greenland Threats: This Is Appalling - Time Magazine - January 8th, 2026 [January 8th, 2026]
- Republicans push back on White House military threat toward Greenland - The Washington Post - January 8th, 2026 [January 8th, 2026]
- 9 Republicans back Dem effort to revive Obamacare subsidies - Politico - January 8th, 2026 [January 8th, 2026]
- Democrats and Republicans outline priorities for this year's legislative session - Maine Public - January 8th, 2026 [January 8th, 2026]
- Pallone: Republicans Would Rather Redefine Showerheads Than Lower the Price of Anything - Democrats, Energy and Commerce Committee | (.gov) - January 8th, 2026 [January 8th, 2026]
- WATCH: Trump says Republicans need to win midterms or 'I'll get impeached' - PBS - January 8th, 2026 [January 8th, 2026]
- Trump warns Republicans they have to win midterms or he'll 'get impeached' - abcnews.go.com - January 8th, 2026 [January 8th, 2026]
- Republicans silent and Democrats incensed on fifth anniversary of US Capitol attack - The Guardian - January 8th, 2026 [January 8th, 2026]
- Republicans accidentally protected abortion while trying to kill Obamacare - vox.com - January 8th, 2026 [January 8th, 2026]
- House Republicans move to rebuke Trump on two fronts - Semafor - January 8th, 2026 [January 8th, 2026]
- President Trump Meets with House Republicans at the Kennedy Center - C-SPAN - January 8th, 2026 [January 8th, 2026]
- Gov. Walz to Republicans: Expect me to ride you like youve never been ridden - Minnesota Reformer - January 8th, 2026 [January 8th, 2026]
- Republicans skeptical Trump will use military action against Greenland - USA Today - January 8th, 2026 [January 8th, 2026]
- Beshear lays out vision for Kentucky budget. Republicans have their own - The Courier-Journal - January 8th, 2026 [January 8th, 2026]
- Ohio Republicans created an electricity bill crisis. Is the Supreme Court their exit? - Cleveland.com - January 8th, 2026 [January 8th, 2026]
- Trump and House Republicans are meeting to talk about their election year agenda - abcnews.go.com - January 8th, 2026 [January 8th, 2026]
- Senate Democrats tried to do this last year. Republicans blocked it. - x.com - January 8th, 2026 [January 8th, 2026]
- Republicans Insist Affordability Campaign Won't Be Overshadowed by Trump's Venezuela Push - NOTUS News of the United States - January 8th, 2026 [January 8th, 2026]
- Congressional Republicans are running out of powers to give Trump - CNN - January 8th, 2026 [January 8th, 2026]
- Tim Walz Isnt Running for Reelection. That Complicates Republicans Plans. - NOTUS News of the United States - January 8th, 2026 [January 8th, 2026]
- Republicans take voter registration lead from Democrats in crucial swing state for the first time - Fox News - January 6th, 2026 [January 6th, 2026]
- NH Republicans try again for limits on school discussions, bathrooms - Seacoastonline.com - January 6th, 2026 [January 6th, 2026]
- Trump to meet with House Republicans to discuss Venezuela, other topics - NPR - January 6th, 2026 [January 6th, 2026]
- Trump and House Republicans are meeting to talk about their election-year agenda - nashuatelegraph.com - January 6th, 2026 [January 6th, 2026]
- Trump and House Republicans are meeting to talk about their election year agenda - AP News - January 6th, 2026 [January 6th, 2026]
- A few Republicans have crypto's destiny in their hands at the SEC, CFTC - CoinDesk - January 6th, 2026 [January 6th, 2026]
- Even Republicans are challenging Trump's claim that his Venezuela campaign is about drugs - Mother Jones - January 6th, 2026 [January 6th, 2026]