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Press Release Munich, 12/31/2012

Enterprise Holdings Limited disclosed first semi-annual report: Accelerated growth expected in second half of current fiscal year Positive outlook for fiscal year ending 31 March 2013

Strong growth in gross written premiums (GWP) The gross written premiums (GWP) in Enterprise Holdings Limited for the six months from 1st April 2012 to 30th September 2012 amounted to GBP 56.7m, which compares with a full year forecast of above GBP 150m.

Accelerated growth in second half of current fiscal year The funds generated from the bond issue created additional solvency capital and enabled the company to accelerate the growth in premium volumes. Therefore a number of new lines of business have commenced in the second quarter. With the expected injection of additional solvency capital and further product launches that are ready to go live in existing and new markets in the second half of the year the company expects to see strong volume growth in quarters 3 and 4 as a result. GBP 18.6m of GWP was written in October 2012 only.

Strong increase in technical result in second half of current fiscal year As a result of GWP being lower in the first half of the year than is anticipated in the second half, the technical result was also expected to show a lower result in the first half year relative to the second half. The technical result for the half-year is GBP 4.28m which compares with a full year forecast of GBP 15.4m.

One-off costs In September 2012 Enterprise Holdings Limited issued a bond on the Frankfurt Stock Exchange looking to raise EUR 35m to fund future expansion plans across the Group and within the Groups main trading company, Enterprise Insurance Company Plc. The one-off costs related to the Bond issuance process that have been reflected in the half year figures are approximately GBP 0.75m.

Changes in reserves calculation method The company increased the technical reserves for claims provisions in the UK motor market in the first half of the year. The change of the claim handler and the shortening of the claims cycles caused a short term hit to the profit and loss account. However, the change of the claim handler in the UK will lead to increased efficiency in the handling of claims and a resulting reduction in claims costs which will accrue to the profit and loss in future months.

Outlook: Ongoing profitable growth Claims reserves are now set on the basis of worst case scenario. It would therefore be expected that the level of reserves carried at the half year are more than adequate and indeed the company would expect to see the level of reserves come down in the second half year as claims settle. We therefore remain very optimistic that strong premium income and profit growth will be generated in the second half of the year and beyond, states Andrew John Flowers, CEO and Founder of Enterprise Holdings.

Semi-annual report The un-audited semi-annual report for the six months from 1st April 2012 to 30th September 2012 is now available for download on the companys website http://www.enterprise-holdings.de in the section Services -> Financial Reports

Bond issue In September 2012 Enterprise Holdings Limited issued an A- rated bond in the Entry Standard segment at Boerse Frankfurt (International Security Identification Number (ISIN): DE000A1G9AQ4) For more information about the bond issue please visit our website, especially the section Bond at http://www.enterprise-holdings.de

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DGAP-News: Enterprise Holdings Limited disclosed first semi-annual report: Accelerated growth expected in second half ...

I get this a lot: I want to see the story about my child/event/ church/self online and I have a subscription, but I can't access it.

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The answer is always some version of, "(silence) Wait. What?"

This January marks a year since former publisher Fred Hamilton announced the Facts and the Whittier Daily News would be having Digital Mondays.

This announcement was wildly unpopular.

People who weren't wired feared they would be left out. They're not, any more than they already were. The stories, comics and puzzles we would have run Mondays are in print Tuesdays, (with the recent exception of an online-only column about nature in Redlands), and those readers were already left out of the things online offers that print can't accommodate: video, longer stories, interactivity, immediacy, non-local news, reader photo galleries.

I know how intimidating it is to dive in. I still have to call my son at college when I want to put in a DVD. This Internet business is all magic to me.

But print is unlikely to make a big comeback, and our mission has been to convert several print readers into online readers, which we have achieved by thousands. Combined print and online subscribers put us at our highest readership in the paper's 122-year history.

Printing and distributing a paper is a huge expense. Also, making a Monday paper stretched my small reporting staff into compromising on quality.

Going back to six issues a week, which had only been undone a year prior, gave us all a little elbow room to put more time and resources into our coverage. It gets us out in the community a little more; it gets us cameras and laptops and overall, better hometown community reporting.

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A guide to and a word about Digital Mondays, on the first anniversary

Jesus Jones - Real Real Real
Filmed at Shepherds Bush Empire, London on December 19th 2012. Sleigh the UK Tour 2012.

By: Dave Jenkinson

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Jesus Jones - Real Real Real - Video

Its a rave new world out there! Meet the 25 party-starters, beat-droppers, headliners and underground kings who rock the dance floor from Miami to Ibiza.

Swedish House Mafia perform at the at the MGM Grand Garden Arena in Las Vegas, Nevada. Photo: Isaac Brekken/Getty Images

Its a rave new world out there! Meet the 25 party-starters, beat-droppers, headliners and underground kings who rock the dance floor from Miami to Ibiza.

Daft Punk. Photo: Marc Grimwade/Getty Images

25. Daft Punk

Based In: Paris

Ages: 38 (Guy-Manuel de Homem-Christo), 37 (Thomas Bangalter)

Even though they havent released a real dance track in years, the French robot duo loom larger over this list than anyone. Their 2007 tour, featuring a massive illuminated pyramid, set the stage for todays over-the-top events like the Electric Daisy Carnival, and their 1997 album Homework and 2001 LP Discovery are dance musics Sgt. Pepper and Abbey Road. A new disc is in the works, according to Chics guitarist Nile Rodgers, who recorded with the pair earlier this The vibe between us is so powerful,Rodgers said. Working with them was as good as anything Ive ever done. Its as great as being in the studio with Bowie.

24. Cassy

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The 25 DJs That Rule The Earth | Rolling Stone India

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By: Jong Lee

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Internet Marketing Secrets to Your Success - Video