How Democrats Would Fix Obamacare – The Atlantic
As Republicans have been casting about for legislation to eviscerate the Affordable Care Act, Democrats have offered a consistent message in public: If the GOP drops its demand for repeal, well work with them to improve, or fix, the current law.
Exactly how Democrats would change the bill they enacted seven years ago is less clear. Lawmakers have floated a range of options, from tackling the cost of prescription drugs, to setting up a reinsurance program to shore up Obamacares flagging exchanges, to reviving the idea of a public option that would compete with private carriers and drive down prices.
But party leaders have chosen not to endorse a specific set of reforms, in part because Republicans have shown little interest in considering their ideas and in part to avoid distracting from their more urgent imperative to save Obamacare from destruction. Were not in the majority right now, and our whole focus right now is to keep them from sending us back to a time when insurance companies could sell plans that provided nothing and people found themselves just in a terrible bind, Senator Patty Murray of Washington state, a member of the Democratic leadership, said in an interview.
Are Senate Republicans Really Doomed on Health Care?
Yet the lack of a Democratic alternative also stems from a central disagreement about whether the ACA needs a legislative fix at all. Democrats have accused the Trump administration of sabotaging the law administratively by refusing to guarantee the payment of cost-sharing subsidies to insurers and by sending mixed signals about whether it would enforce the mandate that people buy insurance or pay a tax penalty. If the administration simply implemented the law as intended, they say, Congress could stand down. Theres a very good chance that its sustainable if you just do those things, said Representative John Yarmuth of Kentucky, the top Democrat on the House Budget Committee. Murray told me she absolutely believed the law could stand on its own if the Trump administration implemented it properly.
Other leaders in the party, however, suggested to me the law was not quite as stable. Insurers had been pulling out of the Obamacare exchanges before the November election, and while these Democrats do not agree with Republican characterizations that the law is collapsing, they argue that Congress needs to act at least to stabilize the individual market. The individual market, if youre not buying through an employereven if you do get a subsidyis pretty unstable, Senator Tim Kaine of Virginia, the Democratic vice-presidential nominee last year, said in an interview. I do think some legislative fixes would really send signals to the American public, as well as the stakeholders, that were serious about finding improvements.
Kaine and Senator Tom Carper of Delaware on Wednesday introduced legislation to create a reinsurance program to help insurers offset the cost of covering older, less healthy customers. That type of programwhich provides payments to insurers that enroll high-cost individualswas originally part of Obamacare until it expired last year, and Republican legislators in Minnesota and Alaska have embraced the idea as a way to stabilize insurance markets in those states. Thats something that should have some bipartisan appeal, Kaine said.
The Democratic ideas fall roughly into two categories: proposals that might attract support from Republicans as part of a short-term fix if the repeal effort fails, and those that will only be viable if the party can retake one or both chambers of Congress in 2018. Murrays renewed call for a public insurance option which would compete with private insurance in the marketplacealmost certainly falls in the latter bucket. Democrats fell a few votes shy of including a public option in the 2010 law, but the idea faces staunch opposition from Republicans and insurance companies who see it as a slippery slope to a completely government-run health-care system.
A push to allow the government to negotiate lower drug prices for Medicare and Medicaid would likely run into a similar blockade. But the proposal has had an unlikely ally in President Trump, who earlier this year took meetings with Democrats and pharmaceutical companies after calling for increased competition to bring down prescription costs. Representative Frank Pallone of New Jersey, the top Democrat on the House Energy and Commerce Committee, said the cost of prescription drugs was the biggest complaint hes heard from constituents about health care. Democrats, however, suspect Trump isnt serious about confronting Republicans who have long opposed the idea of allowing the government to negotiate prices. Weve never heard from the president again on this issue, said Representative David Cicilline of Rhode Island, a co-chairman of the partys policy and communications committee.
Pallone said Congress should also consider boosting the subsidies it provides to consumers under the ACA, either by increasing the income level eligible to receive them or adding to the aid itself. We have to make sure that the tax credits or subsidies make insurance affordable, he said. Yet as Pallone is the first to acknowledge, its hard to see Republicans switching from trying to repeal the law to agreeing to make its benefits more generous. Were kind of in this never-never land, he told me as I pressed him for ideas that Democrats could offer. I just want to keep stressing that there are no bipartisan discussions. Its nice to talk about, but I think its really importantand Im sure you are going to stressthat this is not real.
If Republicans were to launch a bipartisan effort, the more difficult decision Democrats might face is whether they would be willing to sacrifice parts of Obamacare in exchange for preserving and possibly strengthening the rest. Sometimes more begrudgingly than not, they have agreed in previous years to delay certain taxes in the law and change or repeal smaller policy provisions that proved controversial or unworkable. On that front, Yarmuth broke with many Democrats by calling for the repeal of Obamacares requirement that large businesses offer insurance to their employees. I dont think its necessary, he told me. He said he thought it was a good idea at the time but that studies have shown that companies had not, as some predicted, opted to pay a fine instead of providing insurance. Instead, many had reduced employee hours to get around the mandate. So its actually hurt working families, Yarmuth said. Scrapping the mandate, he said, would eliminate one of the negative, adverse effects of the Affordable Care Act.
All of these Democratic ideas will be mootat least in the near termif Republicans can pass their own health-care overhaul through the Senate on a party-line vote. But despite reports of progress in the last week, the likelihood of failure is still nearly as high as the likelihood of success. And if Republicans cannot deliver on their promise of repeal, the health-care spotlightand some of the burdenwill return to the Democrats once again.
See the rest here:
How Democrats Would Fix Obamacare - The Atlantic
- Poll: Frustration with Trump gives Democrats an opening a year before the midterms - NBC News - November 3rd, 2025 [November 3rd, 2025]
- Democrats are winning the shutdown politics. Can they stop now? - CNN - November 3rd, 2025 [November 3rd, 2025]
- Trump says government shutdown ends when Democrats give in: "If they don't vote, that's their problem" - CBS News - November 3rd, 2025 [November 3rd, 2025]
- Abigail Spanberger Thinks That Democrats Need to Listen More - The New Yorker - November 3rd, 2025 [November 3rd, 2025]
- 'I don't look at this as politics': Kaine pressed on what Democrats have gained from shutdown - ABC News - November 3rd, 2025 [November 3rd, 2025]
- Sen. Fetterman: 'Democrats really need to own the shutdown. I mean, we're shutting it down' - CNN - November 3rd, 2025 [November 3rd, 2025]
- LEADER JEFFRIES ON CNN: WHY HAS DONALD TRUMP SPENT MORE TIMEON THE GOLF COURSE THAN HE HAS IN TALKING TO DEMOCRATS? Congressman Hakeem Jeffries -... - November 3rd, 2025 [November 3rd, 2025]
- The Super PAC Trying to Free Democrats From the Cult of the Quants - Politico - November 3rd, 2025 [November 3rd, 2025]
- Trump Is the Democrats Best Campaigner - Politico - November 3rd, 2025 [November 3rd, 2025]
- Democrats Running for Governor Stick to a Familiar Theme: Fight Trump - The New York Times - November 3rd, 2025 [November 3rd, 2025]
- As Barack Obama stumps for other Democrats, the party gets to see what it lost - The Guardian - November 3rd, 2025 [November 3rd, 2025]
- Democrats must not cave in to Donald Trump - The Guardian - November 3rd, 2025 [November 3rd, 2025]
- Briahna Joy Gray: Is Zohran Mamdani the future of the Democrats? - Al Jazeera - November 3rd, 2025 [November 3rd, 2025]
- Democrats should be taking the fight to Trump the problem is, hes got them battling each other | Jonathan Freedland - The Guardian - November 3rd, 2025 [November 3rd, 2025]
- Democrats are losing pride in America and thats a problem for BOTH - New York Post - November 3rd, 2025 [November 3rd, 2025]
- The Democrats vision quest is complete They have the white papers to show for it - UnHerd - November 3rd, 2025 [November 3rd, 2025]
- Article | Democrats are searching for their next leader. But they still have Obama. - POLITICO Pro - November 3rd, 2025 [November 3rd, 2025]
- They Dread Trump But Cant Stop Fighting Each Other: Meet the Democrats - The Bulwark - November 3rd, 2025 [November 3rd, 2025]
- White House hopefuls hit the 2025 campaign trail as Democrats try to turn the page - USA Today - November 3rd, 2025 [November 3rd, 2025]
- Democrats are being blamed by their own side for the shutdown. - facebook.com - November 3rd, 2025 [November 3rd, 2025]
- Democrats feared Republican efforts to oust Pa. Supreme Court justices. They spent significantly more on the race - TribLIVE.com - November 3rd, 2025 [November 3rd, 2025]
- Democrats unflinching in shutdown strategy, blaming Trump with millions at risk of losing food aid - CNN - October 28th, 2025 [October 28th, 2025]
- These Two Democrats Were Runaway Favorites. They Havent Sealed the Deal. - The Wall Street Journal - October 28th, 2025 [October 28th, 2025]
- Democrats get aggressive on remapping congressional lines - Politico - October 28th, 2025 [October 28th, 2025]
- Bookman: Democrats have a chance to flip governor's seat in Georgia, with the right candidate - Georgia Recorder - October 28th, 2025 [October 28th, 2025]
- Democrats on the Graham Platner controversy - WHYY - October 28th, 2025 [October 28th, 2025]
- Democrats dig into Army Corps project funding freezes - E&E News by POLITICO - October 28th, 2025 [October 28th, 2025]
- Democrats move forward with new 2028 calendar - Politico - October 28th, 2025 [October 28th, 2025]
- Democrats plan to sue over food aid as GOP splits on legislative patch - Politico - October 28th, 2025 [October 28th, 2025]
- A democratic socialist is poised to become New York mayor. Democrats are nervous. - The Washington Post - October 28th, 2025 [October 28th, 2025]
- Hundreds of People With Top Secret Clearance Exposed by House Democrats Website - WIRED - October 28th, 2025 [October 28th, 2025]
- How Abigail Spanberger and Mikie Sherrill hope to redefine Democrats in Virginia and NJ - USA Today - October 28th, 2025 [October 28th, 2025]
- Democrats Just Lost a Key Ally in the Shutdown Fight - New York Magazine - October 28th, 2025 [October 28th, 2025]
- As Democrats begin to set 2028 primary calendar, NH readies its case to lead off - New Hampshire Public Radio - October 28th, 2025 [October 28th, 2025]
- Top Democrats hit with brutal wake-up call on quest to take on Trump: Better listen - NJ.com - October 28th, 2025 [October 28th, 2025]
- Virginia Democrats are set to join the redistricting war. Their candidate for governor is staying out of it - CNN - October 28th, 2025 [October 28th, 2025]
- AFGE, largest federal workers' union, calls for end to shutdown, putting pressure on Democrats - NBC News - October 28th, 2025 [October 28th, 2025]
- If Democrats want to win, they need to start driving in the middle lane - The Hill - October 28th, 2025 [October 28th, 2025]
- Democrats ACA Subsidy Fight Is Really About Red States - NOTUS News of the United States - October 28th, 2025 [October 28th, 2025]
- Democrats Say Federal Workers Dont Want Them to Cave. Their Union Says Otherwise. - NOTUS News of the United States - October 28th, 2025 [October 28th, 2025]
- Is New Yorks Zohran Mamdani the future of the struggling US Democrats? - South China Morning Post - October 28th, 2025 [October 28th, 2025]
- Congresswoman Escobar, House Democrats Call on Trump Admin to Use SNAP Reserve Funding to Continue November Benefits Without Interruption -... - October 26th, 2025 [October 26th, 2025]
- Democrats can renovate the White House the right way when theyre in power - San Diego Union-Tribune - October 26th, 2025 [October 26th, 2025]
- Democrats Troll Grinch Melania Trump Over East Wing Destruction - Yahoo - October 26th, 2025 [October 26th, 2025]
- The GOP expected Democrats to relent on the shutdown by now. That isn't happening. - NBC News - October 24th, 2025 [October 24th, 2025]
- How Big Tent Are Democrats Willing to Go? - The Atlantic - October 24th, 2025 [October 24th, 2025]
- Opinion | How Can Democrats Win Back the Working Class? - The New York Times - October 24th, 2025 [October 24th, 2025]
- Virginia Democrats aim to redraw maps to help party gain seats in Congress - The Guardian - October 24th, 2025 [October 24th, 2025]
- Democrats Vote to Abandon Active Duty Military Members - Congresswoman Jen Kiggans (.gov) - October 24th, 2025 [October 24th, 2025]
- GOP attempts to squeeze Democrats with vote to pay essential workers, including troops and TSA agents - CNN - October 24th, 2025 [October 24th, 2025]
- Virginia Democrats are the next surprising entrant into the redistricting battle - Politico - October 24th, 2025 [October 24th, 2025]
- Democrats ask Tennessee governor to cover aid for 690,000 imperiled by shutdown - Chattanooga Times Free Press - October 24th, 2025 [October 24th, 2025]
- New Britain Democrats Talk Staffing, Funding and Resources in Run for Board of Ed - CT Examiner - October 24th, 2025 [October 24th, 2025]
- Top Democrats demand details of spy agencies role in boat strikes - The Washington Post - October 24th, 2025 [October 24th, 2025]
- IN THE STATES: With Less Than Two Weeks to Election Day, Democrats Are Fired Up and Ready to Win Across the Board - democrats.org - October 24th, 2025 [October 24th, 2025]
- Gov. Shapiro heading to New Jersey, Virginia to help Democrats running for governor - Pittsburgh Post-Gazette - October 24th, 2025 [October 24th, 2025]
- Ritz on CSPAN: Democrats and Fiscal Policy - Progressive Policy Institute - October 24th, 2025 [October 24th, 2025]
- Democrats Block Federal Worker Pay Bill as Shutdown Drags On - The New York Times - October 24th, 2025 [October 24th, 2025]
- Trump's White House ballroom will be a boon for us. Why are Democrats so triggered? | Opinion - USA Today - October 24th, 2025 [October 24th, 2025]
- Redistricting forces Houston Democrats of color to compete - The Texas Tribune - October 24th, 2025 [October 24th, 2025]
- Brandon McGinley: Democrats will regret trying to oust John Fetterman - Pittsburgh Post-Gazette - October 24th, 2025 [October 24th, 2025]
- Democrats Reckon With Digital Fundraising Tactics Ahead of 2026 - Campaigns & Elections - October 24th, 2025 [October 24th, 2025]
- Chicago Democrats hold shadow hearing on Trumps immigration crackdown - FOX 32 Chicago - October 24th, 2025 [October 24th, 2025]
- Maryland Democrats hear from federal workers at Bowie town hall - WTOP - October 24th, 2025 [October 24th, 2025]
- Democrats call on 'disengaged' Trump to get involved to end shutdown - NBC News - October 23rd, 2025 [October 23rd, 2025]
- Schumer blocks 12th GOP bid to reopen government as Trump says Democrats 'lost the negotiation' - Fox News - October 23rd, 2025 [October 23rd, 2025]
- Opinion | Are These the Two Women Who Can Turn It Around for Democrats? - The New York Times - October 23rd, 2025 [October 23rd, 2025]
- Democrats Keep Falling for Political Fantasies. When Will They Learn? - Politico - October 23rd, 2025 [October 23rd, 2025]
- The buzzy word that Democrats have pinned their hopes on - vox.com - October 23rd, 2025 [October 23rd, 2025]
- Karine Jean-Pierre on why she left the Democrats and calls herself independent - NPR - October 23rd, 2025 [October 23rd, 2025]
- Could Democrats win the shutdown standoff? Theyre still winning the blame game - CNN - October 23rd, 2025 [October 23rd, 2025]
- Despite the Democrats Government Shutdown, ICE Arrests the Worst of the Worst Including Pedophiles, Carjackers, and Gang Members - Homeland Security... - October 23rd, 2025 [October 23rd, 2025]
- Despite Democrats Government Shutdown, ICE Arrests the Worst of the Worst Including Pedophiles, Child Abusers, and Sexual Predators - Homeland... - October 23rd, 2025 [October 23rd, 2025]
- Democrats call on Rubio to help secure release of Palestinian-American teen held in Israeli prison - The Guardian - October 23rd, 2025 [October 23rd, 2025]
- Fetterman breaks with Democrats over shutdown, vows to put 'country over party' - Fox News - October 23rd, 2025 [October 23rd, 2025]
- Despite Infighting, Democrats Can Still Unite Around One Common Goal - American Enterprise Institute - AEI - October 23rd, 2025 [October 23rd, 2025]
- Scalise Calls Out Democrats Prioritizing Hatred of Trump Over the American People - Congressman Steve Scalise (.gov) - October 23rd, 2025 [October 23rd, 2025]
- Review | In her new book, Bidens former press secretary lets Democrats have it - The Washington Post - October 23rd, 2025 [October 23rd, 2025]
- Chairman Comer Blasts Democrats for Smears Against President Trump, Urges Them to Reopen the Government - House.gov - October 23rd, 2025 [October 23rd, 2025]
- Democrats warn Trump team against weaponizing the IRS - The Washington Post - October 23rd, 2025 [October 23rd, 2025]