Archive for the ‘Free Software’ Category

The Best Free PDF Editors Online in 2023 – Tech Advisor

3. PDF Escape

Sticking with online editors, PDF Escape might have a weird name, but it also boasts some decent features on the free tier. Like PDF Candy, you upload documents to the web and work from there. Its a little less powerful, but this is due to there being paid tiers which naturally keep some of the more useful tools back. That being said, you can still get a lot done for free.

The workspace is similar to that of PDF Candy, in that the tools are on the left and the page layout is in the central pane. You can select from three types of features Insert, Annotate, and Page. As these suggest, each section has tools for certain types of jobs. Insert allows for text, images, hotlinks and other elements to be added to the document. Annotate is where youll find the highlighting, underlining, notes and similar things. While Page gives you the ability to reorder, reorientate, crop and append the pages within the PDF.

Theres a 10MB file size limit on the free tier though, and you cant digitally sign a document, unless youre really good with the freehand pencil option or have an image of one that you can upload. Theres also no option to edit the existing text or images in a PDF, convert to Word formats or redact information without moving up to one of the paid tiers. That will cost you $5.99 per month or $35.88 per year for Premium (around 4.80 and 29), or $8.99 per month ($71.88 per year) for Ultimate. Thats around 7 and 58 if youre in the UK, although youll pay in dollars. Ultimate allows for digitally signing and sealing of a document as well as the redaction tool.

PDF Escape isnt as good as PDF Candy (we saw a few glitches while testing it) and lacks some of features. Still, its does have some good tools and, since its free, is another option if PDF Candy doesnt do what you want it to.

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The Best Free PDF Editors Online in 2023 - Tech Advisor

The Crypto Detectives Are Cleaning Up – The New York Times

As the crypto industry has expanded, blockchain tracking has become increasingly important. These days, some of the largest crypto companies hire blockchain analytics firms to help monitor their customers activity and comply with laws designed to stop money laundering. In bankruptcy proceedings, analytics firms sort through the remains of collapsed crypto companies, investigating public transaction logs to locate missing funds.

The crypto industrys recent downturn has taken a toll on the tracking business. Elliptic, one of Chainalysis competitors, cut 10 percent of its staff in February. The same month, Chainalysis laid off about 40 employees, a roughly 5 percent cut.

But blockchain analysis companies have been insulated from the worst effects of the market crash. Chainalysis declined to reveal its exact sales figures, but Mr. Gronager said the companys revenue increased 70 percent last year despite the crisis in crypto markets. That growth is partly a function of the companys business model: Two-thirds of its revenue comes from partnerships with public institutions, including law-enforcement agencies, the company says, a source of income that remains relatively stable even when the market implodes.

The Justice Department paid Chainalysis $12,500 for its work on the Ryan Felton case, according to federal records. But that assignment was a drop in the bucket. The Justice Department, the Treasury Department and other federal agencies pay for the ability to use Chainalysis blockchain-tracing software, including a tool called Reactor, which maps transactions. In total, Chainalysis has active contracts with the federal government worth about $65 million, according to an analysis of federal records by Jack Poulson, the executive director of the nonprofit Tech Inquiry, which tracks contracts.

Lately, though, Chainalysis has faced competition from smaller rivals including TRM Labs, a tracking firm that has gained prominence by selling software for new types of cryptocurrencies with names like Solana.

In 2021, an official at TRM emailed the Treasury Department to question its decision to award an exclusive contract to Chainalysis, according to email logs obtained through a public records request.

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The Crypto Detectives Are Cleaning Up - The New York Times

IBM earnings top estimates as margins expand – CNBC

IBM Chairman and CEO Arvind Krishna appears on a panel session at the World Economic Forum in Davos, Switzerland, on Jan. 17, 2023.

Stefan Wermuth | Bloomberg | Getty Images

IBM issued stronger-than-expected first-quarter earnings on Wednesday even as the technology and consulting company reported disappointing revenue.

Here's how the company did:

IBM's revenue increased 0.4% from a year earlier in the quarter, according to a statement. Net income rose 26% to $927 million, or $1.02 a share, for continuing operations.

Profit rose faster than revenue as IBM's total expenses and other income declined 4% to $6.45 billion, with reductions coming in research, development and engineering. IBM has taken steps to operate more efficiently, including by optimizing its infrastructure and application environment and adopting IBM Red Hat OpenShift software, finance chief Jim Kavanaugh said on a conference call with analysts. "We continue to evaluate additional actions," he said.

Net income was about $260 million lower because of changes in the company's portfolio. Last year, IBM said it was selling health-care data and analytics assets to Francisco Partners.

Revenue in the company's software segment rose about 3% to $5.92 billion year over year, higher than the $5.83 billion consensus among analysts polled by StreetAccount.

IBM's consulting unit delivered $4.96 billion in revenue, up almost 3% compared to the year-earlier period, but lower than the StreetAccount consensus of $5.01 billion.

"We are seeing some deceleration in consulting from the previous robust growth levels, especially in the United States," CEO Arvind Krishna said on Wednesday's call, adding later that clients are delaying rather than canceling engagements. They are keen on lowering their costs, Kavanaugh said.

Sales in the infrastructure segment, which includes IBM's mainframes, fell 4% to $3.1 billion, trailing the $3.19 billion StreetAccount consensus. Declines came in the distributed infrastructure and infrastructure support categories, even as sales of Z mainframe computer systems increased by 7% following the release in May of the Z16 model.

Gross margins for the software, consulting and infrastructure divisions all widened year over year.

In terms of guidance, IBM called for full-year revenue growth of 3% to 5% in constant currency. Kavanaugh said three months ago that "as we enter this year, I think it's prudent to expect the low end of the mid-single-digitmodel." IBM maintained guidance for $10.5 billion in 2023 free cash flow.

During the quarter, IBM said its technology was behind artificial intelligence-powered commentary on videos in the Masters Tournament golf app. In recent months, following the launch of startup OpenAI's ChatGPT chatbot, several technology companies have sought to showcase their generative AI capabilities for creating images, text and videos.

"AI techniques such as foundation models, large language models and generative AI give businesses the ability to create 100 AI models from a single dataset," Krishna said. "Early client engagements experience a 70% faster time to value. That is why we are seeing a lot more interest from business in using AI to boost productivity and reduce cost." He said IBM was working with Citi to use AI for auditing and compliance.

The shares rose as much as 4% in extended trading. Prior to the move, IBM stock was down about 11% year to date, underperforming the S&P 500, which has climbed 8% over the same period.

WATCH: Technology is a deflationary answer to today's macro struggles, says IBM CEO Arvind Krishna

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IBM earnings top estimates as margins expand - CNBC

Taxpayer advocates want the IRS to offer a free electronic tax-filing system. Intuit and H&R Block have spent millions lobbying against it – Fortune

Its that time of year when throngs of taxpayers are buckling down to file their income tax returns before Tuesdays filing deadline. Many often pay to use software from private companies such as Intuit and H&R Block.

Almost one-quarter of Americans wait until the last minute tofile their taxes.

There could be anew, free option in future years. The IRS has been tasked with looking into how to create a government-operated electronic free-file tax return system for all. But that doesnt sit well with the big tax-prep companies.

The idea has been batted around and hotly debated for a long time. Congress now has directed the IRS to report in on how such a system might work.

The order came as part of the $80 billion infusion of money for the tax agency over the next 10 years under the Democrats flagship climate and health care measure, known as theInflation Reduction Act, thatPresident Joe Biden signedlast summer. It gave the IRS nine months and $15 million to report in on how it might implement such a program and how much it would cost.

Next month, the IRSwill releasethe first in a series of reports looking into how it might be done.

The possibility of an electronic free-file system operated by Washington is being celebrated by some taxpayer advocates who for years have said that would reflect good governance and well serve taxpayers. Critics voice skepticism about the IRS taking on the dual roles of both tax collector and tax preparer, arguing that the new service could create a power imbalance between taxpayers and the government.

Robert Marvin, an IRS spokesperson, said in an email that a key goal of the study is to look for ways to make filing taxes as easy as possible.

Its important that Americans have choices that work best for them when preparing their taxes, whether its by using a tax professional, tax software or free options, he said.

But big tax preparation companies have millions of dollars to lose if the program comes to fruition. Last year, more than 60 million taxpayers were serviced between Intuit, the parent company of TurboTax, and H&R Block.

Tens of millions of dollars have been spent trying to influence policymakers on the issue, and lobbying data shows that the big tax companies in particular have spent heavily.

An analysis shows that Intuit, H&R Block, and other private companies and advocacy groups for large tax preparation businesses, as well as proponents in favor of electronic free file, have reported spending $39.3 million since 2006 to lobby on free-file and other matters. Federal law doesnt require domestic lobbyists to itemize expenses by specific issue, so the sums are not limited to free-file.

Intuit has spent $25.6 million since 2006 on lobbying, H&R Block about $9.6 million and the conservative Americans for Tax Reform roughly $3 million.

Derrick Plummer, a spokesman for Intuit, said taxpayerscan already filetheir taxes for free and there are online free-file programs available to some people. Individuals of all income levels can submit their returns for free via the mail.

A direct-to-IRS e-file system is a solution in search of a problem, and that solution will unnecessarily cost taxpayers billions of dollars, he said. We will continue unapologetically advocating for American taxpayers and against a direct-to-IRS e-file system because its a bad idea.

Starting in 2006,an agreement betweenthe IRS and some commercial tax preparation companies, known as the Free File Alliance, prevented the IRS from creating its own free tax return filing system. In exchange, tax preparation companies agreed to provide free services to taxpayers making $73,000 or less.

The provision that barred the IRS from exploring a free-file system expired in 2019, but the Free File Alliance agreement to provide free services for low-income taxpayers remains in effect.

Ariel Jurow-Kleiman, a tax law professor at Loyola Law School, and the New America think tank have been selected by the IRS to conduct the congressionally mandated study for the agency. Jurow-Kleiman said their mandate is evaluating the feasibility, approach, schedule, cost, organizational design, and IRS capacity to deliver a possible direct e-file system.

But she has faced pushback from Republicans who say she does not fit the laws requirement that an independent third party assess what it would take to deliver a direct file program.

Rep. Jason Smith, chairman of the House Ways and Means Committee, sent a letter to the IRS in March questioning Jurow-Kleimans ability to be an independent reviewer, saying her work indicates a clear preference for an expansive government-run system.

Smith, R-Mo., said the selection of Jurow-Kleiman and New America shows that the Administration has already predetermined that a government-directed e-file system should exist regardless of what might be found in a truly nonpartisan, independent, third-party review.

Jurow-Kleiman said the GOP pushback to her selection was based on an unpublished draft of an article about tax compliance costs and that none of her writings have addressed the questions that we are assessing in the feasibility study.

Molly Martin, director of strategy atNew America, referred requests for comment to the IRS, saying the organization is still working on its report.

David Williams, at the right-leaning, nonprofit Taxpayers Protection Alliance, says the government preparing taxes is problematic.

The taxpayer is looking for the biggest refund possible, but for the IRS thats not their job to look for the biggest refund for filers, he said. Were concerned about that conflict of interest, but also really the ability of the IRS to do this.

To Gabriel Zucker, who helped create the tool to help families access the Advance Child Tax Credit during the pandemic, successfully setting up a free-file program is possible. It is a really great way for government to better serve people, said Zucker, associate policy director for tax benefits at Code for America.

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Taxpayer advocates want the IRS to offer a free electronic tax-filing system. Intuit and H&R Block have spent millions lobbying against it - Fortune

Hyundai Offering Drivers Insurance Options For Theft-Prone Vehicles – NBC Chicago

There is potentially a positive development for Hyundai drivers after a surge in thefts has rocked many cities across the nation, and left drivers of certain vehicles with few options to ease their fears.

Automaker Hyundai announced late on Thursday it has partnered with independently operated AAA insurers to offer drivers an insurance option after several major insurers announced they would no longer cover certain theft-prone vehicles.

The trouble for Hyundai and Kia owners started last year when videos posted on social media exposed a security vulnerability and method to easily steal certain models, made from 2011 to 2021, that lacked a device inside that would prevent it from being stolen without a key present.

Immediately following the circulation of those videos, Hyundai and Kia thefts skyrocketed in certain pockets of the country, including here in Chicago.

NBC 5 Responds has been tracking the theft wave and found there was an 890% increase in the number of Hyundai and Kia vehicles stolen citywide, amounting to thousands of cars, according to data from the Chicago Police Department.

This new insurance option from Hyundai comes after earlier this year, two of the largest U.S. auto insurers State Farm and Progressive announced they would no longer be accepting new Hyundai or Kia customers, based on how risky the cars are to drive.

Both companies attributed the policy changes to the surge in thefts.

This is a serious problem impacting our customers and the entire auto insurance industry, a spokesperson for State Farm insurance said this past February. We take seriously our responsibility to manage risk and the impact of excess claim costs on all our customers.

Progressive said in addition to limiting new customers, existing Hyundai and KIA customers may also see rate increases.

During the past year weve seen theft rates for certain Hyundai and Kia vehicles more than triple and in some markets these vehicles are almost 20 times more likely to be stolen than other vehicles, a Progressive spokesperson told NBC 5 Responds. In response, in some geographic areas we have increased our rates and limited our sale of new insurance policies on some of these models.

While drivers may have been frustrated by the news, the Consumer Federation of America told NBC 5 in this case, the insurers were doing what theyre supposed to.

It's really important that insurance companies send signals to consumers about what is going to be safe on the road, said Doug Heller with Consumer Federation of America. It's just amazing to me that the car makers have let it get this far.

Last month, a coalition of 23 state attorneys general and consumer protection offices blasted Hyundai and Kia for each companys failure to address thefts of their vehicles nationwide; a problem that the states say was created by the automakers themselves.

Hyundai and Kia have announced a new software patch that they hope will curb the thefts, and fix that security vulnerability.

Hyundai said this week that it has expedited the roll out of the free anti-theft software upgrade for affected vehicles, and that all of the nearly four million vehicles involved will be eligible for the upgrade this week, two months ahead of the original schedule.

A potential solution is on its way for millions of Hyundai and Kia drivers whose vehicles are more vulnerable to theft, but safety advocates believe the free fix may have come too late and doesnt go far enough. Lexi Sutter has the story.

Kia acknowledged it has made progress with its software upgrade program, telling NBC 5, Before the end of April, Kia will have contacted close to 75% of their total affected population and is seeing strong response from owners for installation.

While the software option is available for Kia owners, they are not eligible for the insurance option announced by Hyundai.

A spokesperson for Kia told NBC 5, Kia America does not have information to share at this time on whether it will partner with AAA or another company to provide similar insurance to owners of affected Kia vehicles.

Meanwhile, Hyundai Motors CEO Randy Parker said the automaker believes this partnership with AAA insurers will provide support for those who were having difficulty securing and sustaining auto insurance as a result of the increased criminal activity targeting Hyundai vehicles.

Hyundai drivers can learn more about the insurance option and get a quote by visiting AAA.com/insurance.

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Hyundai Offering Drivers Insurance Options For Theft-Prone Vehicles - NBC Chicago