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Formed in 2003, IRS Free File is the product of a partnership between the Internal Revenue Service and a group of fourteen online tax software suppliers that form the Free File Alliance including such familiar names as TurboTax, TaxSlayer, H&R Block, and Jackson Hewitt. Free File was intended to increase electronic filing by making the process easier for a greater number of Americans. Both the tax preparation and the e-filing process are free.

Over 43 million tax returns have been submitted through the Free File system to date. You can use Free File if your AGI (Adjusted Gross Income) was less than $60,000 for the tax year. An estimated 70% of American taxpayers fall within this criteria.

You will need to gather up a few things before starting the Free File process, just as you would with any filing format.

Personal Information You will need a copy of your tax return for the previous year, valid Social Security numbers for you, your spouse, and your children, and proof of identity (through the AGI number on your 2013 tax return, your 2013 personal ID number, or by establishing a new five-digit PIN number).

Income and Records Gather all receipts and summary forms pertaining to your income. These include W-2s, all varieties of Form 1099, and the newer forms brought in by the Affordable Care Act (ACA). Depending on your status, you may need Form 1095A (Health Insurance Marketplace Statement), Form 8962 (Premium Tax Credit) or Form 8965 (Health Coverage Exemption).

Dont forget to include any other income such as unemployment compensation, rental incomes, partnerships, trusts, S corporations, or Social Security benefits. You will also need the corresponding records for these income sources.

You can estimate your AGI from last years form to see if you qualify, or there are several AGI calculators available online to help you with the process. Assuming you qualify and wish to use Free File, follow these simple steps:

Go to the IRS Website Start by going to http://www.IRS.gov/freefile to begin the process. You can either click the designated button to start the Free File process, which will give you a summary and a series of links to the software options. If you prefer, you can choose a link that helps you find the best Free File software for you by asking you a series of questions.

If you bypass the IRS website and go directly to the software vendor sites, the process may not be free. The software vendor may apply fees in that case.

Choose Your Vendor If you did not select the link to help you find the best software, you will be given a menu of links to all the vendors with a summary of their benefits and limitations. Some (but not all) vendors offer state tax filing services as well, in case you happen to live in a state that collects state income tax. Note: Twenty states have their own version of Free File, as well as the District of Columbia.

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IRS Free File 101 - How to File your Taxes for Free

Last year, onOne Software offered a free download of their Perfect Effects 8 program. Recently, they started offering an upgraded version, the Perfect Effects 9 also for free. This program can be used as a Photoshop or Lightroom plugin or as a stand-alone tool. It has customizable filters and hundreds of presets. The software is free as a special deal for 500px (http://500px.com) members. But anyone can still download Perfect Effects 9 for free. Just fill in your email, name, and country at http://www.on1.com/500px and a download link and license number will be sent to you within minutes. There are versions of the program for both Mac and Windows. Download size is a hefty 280 MB.

Readers using Lightroom, may be interested to download the Adobe Lightroom Keyboard Shortcuts document at http://www.lightroomqueen.com. The 13-page document in PDF is considered the ultimate list of keyboard shortcuts for Lightroom.

If purchasing a lenshood for your DSLR can be pretty heavy on your pocket, you may want to visit a couple of websites offering free printable lens hood templates for a huge list of lenses. After downloading the templates from http://www.lenshoods.co.uk and http://www.lenshoods.net, just print them out on A4, A3, or A2 paper, cut it out of black card stock, and assemble it with tape or glue. If you are a subscriber at http://www.lenshoods.net, the site even allows you to design your custom lenshood.

The Photographers Guide to Photo Contests 2015 is now free to download on http://www.photoshelter.com. The guide covers 26 major photo contests to consider and includes also those to avoid. It uses five major criteria entry fees, prizes, submission rights, promised exposure, and feedback from past winnersfor analyzing and rating the contests. Included in the 45-page PDF are interviews with two photographers who have been shortlisted in the Sony World Photography Awards of the World Photography Organization.

The Worldwide Pinhole Photography Day happens on April 26, 2015. Visit http://pinholeday.org/ for participation rules and links to resources. Take a pinhole photo on April 26, upload to the site and see your photo exhibited on their international gallery.

And now to our featured readers.

John Osias D. Jacaban shares a black-and-white photo taken with a pinhole camera. He titled the image Still. Still subjects become dramatic as someone waits for surprise. This photograph captured with a pinhole camera conveys a sentimentlove, eating, pray, writes John.

Climbed the infamous monolith on the last day of January with my friends and cousin at Mt. Pico de Loro. After the 10 hours hike, rappelling without safety gear and crossing in the cliff, survived the monolith Every muscle ache is worth it! Here we are on top of the world, never thought wed ever get this far; we live for moments like this; we come alive in moments like this. These triumphant words come from Harlene Ang after overcoming the challenge of the popular peak in Mt. Palay-Palay, Cavite. Her photo titled Hooray shows one of the successful climbers celebrating the ordeal.

Pauline Andrea Paran, senior photojournalist of the Technology Advocate paper at the Laguna State Polytechnic University, San Pablo City Campus sent in the photo of kids jumping for the camera titled Young, Wild and Free. When we reach the adult stage, were gonna miss those times being young, writes Pauline. Those times when we could play as much as we can. Dance in the rain and sing with the birds. Those times when we were once young, wild, and free.

Kathlyn Clemente celebrated with the local Indian community the Holi festival which marks the beginning of spring. The occasion, known also as the festival of colors is marked by a free-for-all of dry powder and colored water. She titled her photo Holi Hei!

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