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Runescape RS07 Barrows Livestream - Nills to Mills Sneak Peak - Video

Although business headlines still tout earnings numbers, many investors have moved past net earnings as a measure of a company's economic output. That's because earnings are very often less trustworthy than cash flow, since earnings are more open to manipulation based on dubious judgment calls.

Earnings' unreliability is one of the reasons Foolish investors often flip straight past the income statement to check the cash flow statement. In general, by taking a close look at the cash moving in and out of the business, you can better understand whether the last batch of earnings brought money into the company, or merely disguised a cash gusher with a pretty headline.

Calling all cash flows When you are trying to buy the market's best stocks, it's worth checking up on your companies' free cash flow once a quarter or so, to see whether it bears any relationship to the net income in the headlines. That's what we do with this series. Today, we're checking in on Guidewire Software (NYSE: GWRE) , whose recent revenue and earnings are plotted below.

Source: S&P Capital IQ. Data is current as of last fully reported fiscal quarter. Dollar values in millions. FCF = free cash flow. FY = fiscal year. TTM = trailing 12 months.

Over the past 12 months, Guidewire Software generated $22.0 million cash while it booked net income of $12.6 million. That means it turned 8.5% of its revenue into FCF. That sounds OK.

All cash is not equal Unfortunately, the cash flow statement isn't immune from nonsense, either. That's why it pays to take a close look at the components of cash flow from operations, to make sure that the cash flows are of high quality. What does that mean? To me, it means they need to be real and replicable in the upcoming quarters, rather than being offset by continual cash outflows that don't appear on the income statement (such as major capital expenditures).

For instance, cash flow based on cash net income and adjustments for non-cash income-statement expenses (like depreciation) is generally favorable. An increase in cash flow based on stiffing your suppliers (by increasing accounts payable for the short term) or shortchanging Uncle Sam on taxes will come back to bite investors later. The same goes for decreasing accounts receivable; this is good to see, but it's ordinary in recessionary times, and you can only increase collections so much. Finally, adding stock-based compensation expense back to cash flows is questionable when a company hands out a lot of equity to employees and uses cash in later periods to buy back those shares.

So how does the cash flow at Guidewire Software look? Take a peek at the chart below, which flags questionable cash flow sources with a red bar.

Source: S&P Capital IQ. Data is current as of last fully reported fiscal quarter. Dollar values in millions. TTM = trailing 12 months.

When I say "questionable cash flow sources," I mean items such as changes in taxes payable, tax benefits from stock options, and asset sales, among others. That's not to say that companies booking these as sources of cash flow are weak, or are engaging in any sort of wrongdoing, or that everything that comes up questionable in my graph is automatically bad news. But whenever a company is getting more than, say, 10% of its cash from operations from these dubious sources, investors ought to make sure to refer to the filings and dig in.

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Show Me the Money, Guidewire Software

Free tax help is available in the Kansas City area as the April 15 filing deadline approaches.

The Internal Revenue Services Free File online service provides access to branded software to prepare and electronically file taxes.

Face-to-face help preparing taxes similarly is available at several locations through the IRS Volunteer Income Tax Assistance program.

VITA is available in the Kansas City area through the KC Cash Coalition. It is available free to households that earned $51,000 or less.

Among many area VITA locations:

Metropolitan Missionary Baptist Church at 2310 E. Linwood Blvd. in Kansas City. It will provide access to trained tax preparers 6-8:30 p.m. Wednesday and 10 a.m.-4:30 p.m. Saturday.

TRCB-Living the Word Ministries at 6158 Raytown Trafficway in Kansas City will provide help 5:30-7:30 p.m. Thursday and 10:30 a.m.-2 p.m. Saturday.

New Legend at 650 E. Fifth St. will provide help 9-11 a.m. and 1-7 p.m. Tuesday and Thursday. Call 816-659-6236 for an appointment. Some volunteers at the site speak Vietnamese.

Tax services are available 9 a.m.-5 p.m. weekdays at the Full Employment Council at 4720 Paseo in Kansas City.

Other area VITA sites and additional information are available from the IRS online or by calling 800-906-9887, and from KC Cash Coalition online or by calling the United Way at 816-474-5112.

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Free tax help is available as filing deadline nears

Available as a free download via Jawbone's MyTalk, the update adds new features and performance improvements, including better battery life.

A free software update is now available for the Big Jambox (click image to enlarge).

In the past, Jawbone has provided firmware updates for its Jambox mini portable Bluetooth speaker to improve performance and add new features. Now its larger wireless speaker, the Big Jambox, gets its own 2.0 software update today.

The 2.0 update is a free download that's available on Jawbone's MyTalk platform (you have to register and install software on your computer to receive the update). According to Jawbone, here's an overview of the new features:

In recent weeks, Jawbone has been discounting both its original Jambox and Big Jambox, dropping the price by $50 (the Big Jambox lists for $299.99).

CNET gave a four-star rating to the Big Jambox, which competes with Bose's highly rated SoundLink Bluetooth Mobile Speaker II. While the Jambox offers significantly better battery life than the Bose speaker, the SoundLink Bluetooth Mobile Speaker II has done much better in the marketplace, according to sources who are familiar with the mobile speaker market.

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Jawbone offers 2.0 software update for Big Jambox